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General Pensions and Benefits Questions
  FAQs- Is my employer permitted to borrow money from my pension plan, as long as the employer pays it back?
- A lot of my pension plan money has been invested in stock issued by my employer. Is this legal?
- Do I have a choice in how to invest my pension fund?
- How much money should the money in my retirement plan be making?
- What can I do if my retirement account is decreasing instead of increasing?
- Can I borrow money from my retirement plan?
- I am 55 and plan on retiring in two years. Can I receive my benefits then or do I have to wait until I am 65?
- I have incurred substantial medical bills for my children. My health insurance is paid through employee deductions. Now I find my company has not paid its insurance premiums and has filed bankruptcy. Is there any way to force my company to pay the coverag
- I have repeatedly informed my 401k plan administrator at my former job how I want the funds distributed. It has been 4 months, and 3 notification letters and continued stonewalling by the administrator. Now I am concerned that he might not have made the payments. What are the options at this point?
- What parts of my pension plan does ERISA cover?
- How do I get a copy of the summary booklet?
- Am I entitled to a copy of the entire pension plan, instead of just the summary?
- If my employer fires me, can he take away my retirement money?
- What happens to my pension money if leave work and take another job?
- Are pension benefits taxable?
- My spouse and I are divorcing. Am I entitled to share in my spouse's pension?
- If my spouse dies before retirement, can I collect his/her benefits?
- Can I leave my pension to my spouse or to my child?
- If my employer goes bankrupt, will I lose my retirement money?
- What are the simple retirement plans?
- How do I know how my pension plan operates and what my pension rights are?
- My company has a 401(k) plan. What's that?
- How do I know if my pension is being managed properly?
- What does "vesting" mean?
- Can I demand that all my retirement money be paid to me in one lump sum, rather than take a monthly pension?
- Are pension plans insured?
- My brother and I work for two different companies, and our pension plans are very different. Aren't employers required to follow the same rules about pensions?
- Are all companies required to have a pension plan?
- Is a business required to provide medical, life and similar insurance coverages for its employees?
- I have a company-sponsored 401(k) plan. My employer refuses to get rid of the high-fee annuities. Where can I find regulatory information on 401(K)s?
- My company has a vacation pay policy that allows an accrual of only 160 hours. If you don't use it, you lose it. Can they do that?
- Can an employer change insurance policies without giving the employees any notice?
- I am about to fully vest in my ERISA retirement plan, but my employer has a history of terminating employees just before employees vest to avoid paying extra benefits. Is this legal?
- I have a medical condition that is protected by the FMLA which often causes me to miss work, but my employer has a "no-fault" attendance policy that penalizes everyone for any absence regardless of the reason. If I have one more FMLA absence, I will be fired. Is this legal?
- My supervisor told me that once I run out of FMLA time he is going to immediately fire me if I take any more time off. Is this legal?
- What are "cash balance pension plans"?
- How do cash balance plans differ from 401(k) plans?
Bankruptcy of employer Borrowing Death Benfits Defined benefit plan Defined contribution plan Distributions Divorce Employee benefits ESOPs Family Medical Leave Act 401(k) plans Loss of job Management of pension plans Personal bankruptcy SIMPLE Spouse Summary of plan Taxability Types of pensions and benefits Vesting
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