What to do if we have a vehicle that was discharged through our bankruptcy that we are making voluntary payments on but we can no longer pay?

What to do if we have a vehicle that was discharged through our bankruptcy that we are making voluntary payments on but we can no longer pay?

We can no longer make the payments. A reaffirmation agreement was never filed. The bankruptcy was already discharged. It is not being reported by any of the 3 credit bureaus at this time. If we surrender the vehicle will it then be reported? How long until it would appear?

Asked on September 8, 2013 under Bankruptcy Law, California

Answers:

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