Cheap Buick Car Insurance in 2024 (10 Most Affordable Companies)

Cheapest for Buick: Geico

19,116 reviews

4.1

Table of Contents

Toggle

Company Facts

Min. Coverage for Buick

$95/mo

A.M. Best Rating

A++

Complaint Level

Low

» Geico Car Insurance Review

19,116 reviews

Compare Rates →

2nd Cheapest for Buick: State Farm

17,757 reviews

4.1

Company Facts

Min. Coverage for Buick

$98/mo

A.M. Best Rating

B

Complaint Level

Low

Pros & Cons

• Excellent customer service
• Wide range of insurance coverage options
• Financially strong

• State Farm insurance rates are slightly higher than the national average
• Weak international presence
• State Farm claims process can be slow

» State Farm Car Insurance Review

17,757 reviews

Compare Rates →

3rd Cheapest for Buick: Travelers

1,731 reviews

4.1

Company Facts

Min. Coverage for Buick

$100/mo

A.M. Best Rating

A++

Complaint Level

Low

» Travelers Car Insurance Review

1,731 reviews

Compare Rates →

For cheap Buick car insurance, the best providers are Geico, State Farm, and Travelers, each offering top-tier coverage tailored to Buick drivers.

Geico excels with its comprehensive protection at competitive prices, making it the top pick. What types of car insurance coverage does Geico offer? It provides all popular Buick auto insurance options except gap coverage.

Our Top 10 Company Picks: Cheap Buick Car Insurance

Company	Rank	Monthly Rates	A.M. Best	Best For	Jump to Pros/Cons
	#1	$95	A++	Extensive Network	Geico
	#2	$98	B	Reliable Coverage	State Farm
	#3	$100	A++	New Car Replacement	Travelers
	#4	$102	A+	Multi-Policy Discounts	Nationwide
	#5	$103	A	Low-Mileage Discounts	American Family
	#6	$105	A+	Advanced Safety	Progressive
	#7	$107	A+	Tailored Coverage	Farmers
	#8	$108	A	Diminishing Deductible	Safeco
	#9	$110	A+	Safe Drivers	Allstate
	#10	$115	A	OEM-Parts Coverage	Liberty Mutual

State Farm is known for exceptional customer service, while Travelers offers competitive policies for new Buicks.  Keep reading to get the pros and cons of each company.

Buick drivers get affordable, customizable coverage from these top providers. Enter your ZIP code above to find the top Buick insurance companies near you.

#1 – Geico: Top Overall Pick

Pros

• Cheap Buick Insurance Rates: Geico is the cheapest Buick car insurance company in most states with minimum coverage averaging at $95/month.
• Accident Forgiveness: Read our Geico auto insurance review to learn how this add-on helps Buick owners avoid rate hikes after their first at-fault collision.
• Round-the-Clock Support: Geico’s convenient online services provide 24/7 customer assistance for Buick drivers.

Cons

• Higher Prices High-Risk Premiums: Buick insurance rates are higher for young Buick drivers or those with accidents than at other companies.
• No Gap Coverage for New Buicks: Geico doesn’t offer gap insurance coverage for Buicks.

#2 – State Farm: Most Reliable Coverage

Pros

• Dependable Buick Coverage: State Farm offers comprehensive Buick auto insurance starting at $98/month. Compare quotes in our State Farm insurance review.
• Multiple Vehicle Discounts: State Farm provides savings to drivers with insurance policies for multiple Buicks or additional vehicles.
• Emergency Roadside Assistance: State Farm offers reliable emergency roadside help as an affordable add-on to Buick car insurance.

Cons

• Financial Rating: A lower financial stability rating compared to competitors may concern drivers who need reliable Buick insurance.
• Limited Digital Tools: Buick drivers might find the online experience less intuitive than with other providers.

#3 – Travelers: Cheapest New Car Replacement

Pros

• New Car Replacement: Travelers is one of the cheapest car insurance companies for new car replacement coverage add-ons, ideal for newer Buick vehicles.
• Bundled Discounts: Buick drivers can save by bundling home and auto insurance with Travelers.
• Comprehensive Emergency Roadside Help: Buick owners benefit from high-level roadside assistance included with Travelers’ policies.

Cons

• Limited Coverage for Older Buicks: Travelers Buick car insurance coverage may not be as favorable for older models.
• Less Flexible Payment Plans: Buick owners might find fewer payment plan options compared to competitors.

#4 – Nationwide: Cheapest With Multi-Policy Discounts

Pros

• Policy Bundling Discounts: Buick drivers save more by combining multiple policies, such as home and auto insurance.
• Safe Driving Program: Buick drivers can earn discounts through Nationwide SmartRide car insurance with telematics.
• Accident Forgiveness: Nationwide rewards safe drivers by not raising Buick insurance rates if they avoid an accident.

Cons

• Limited Discounts for Older Buicks: Some savings and programs may not apply to older Buick models.
• Fewer Online Features: Buick owners may have limited digital tools for managing their insurance policy.

#5 – American Family: Cheapest for Low-Mileage Drivers

Pros

• Low Mileage Discounts: AmFam offers savings on Buick car insurance for drivers with lower annual mileage.
• Accident Forgiveness: It’s much easier for Buick drivers to qualify for accident forgiveness than at other companies.
• Financial Strength: Buick owners can count on solid financial stability from American Family.

Cons

• Higher Rates: Buick drivers might experience higher premiums compared to other providers.
• Limited Plans for Older Buicks: Coverage may not be optimal for older Buick models. Find out what types of car insurance coverage American Family Insurance offers.

#6 – Progressive: Best for Advanced Safety

Pros

• Advanced Safety Incentives: Drivers who equip their Buicks with modern safety systems save money on car insurance
• A+ Financial Strength: Buick owners can trust Progressive’s robust financial foundation. Find out more in our Progressive insurance review.
• Collision Forgiveness: Buick drivers benefit from the ability to keep premiums stable after their first at-fault collision.

Cons

• Higher Costs for High-Risk Drivers: Buick drivers with a checkered driving history may face elevated rates.
• Complicated Discount Programs: Buick owners may find it tricky to navigate Progressive’s various discount schemes.

#7 – Farmers: Cheapest Tailored Coverage

Pros

• Adaptable Buick Policies: Farmers enables drivers to adjust Buick auto insurance coverage as their needs change.
• Replacement Car Coverage: Our Farmers review explains the company’s new vehicle replacement policies, perfect for newer Buick models.
• Diverse Discount Options: Farmers gives Buick drivers access to a variety of savings, including multi-car and safe driving discounts.

Cons

• Higher Premiums for Younger Drivers: Drivers under 25 might find Buick auto insurance rates are slightly steeper with Farmers.
• Limited Online Features: Buick owners may experience fewer digital tools for managing their insurance coverage.

#8 – Safeco: Best for Competitive Rates

Pros

• Diminishing Deductibles: If you avoid filing a claim, Safeco will reduce your Buick full coverage insurance deductibles at renewal. Find out how to renew your car insurance policy with Safeco.
• 24/7 Roadside Assistance: Safeco provides emergency support for Buick drivers when they need it most.
• Extensive Discount Opportunities: Safeco offers numerous savings on Buick car insurance, including bundling options and rewards for safe drivers.

Cons

• Higher Rates for Older Models: Buick drivers with older cars may see increased premium costs.
• Fewer Customization Options: Buick owners might encounter limited flexibility when tailoring their coverage.

#9 – Allstate: Cheapest for Safe Drivers

Pros

• Safe Driving Discounts: Allstate provides substantial savings on Buick insurance rates if you have a clean driver record. Compare costs now in our Allstate Insurance review.
• Bundling Opportunities: Cut Buick car insurance costs by combining multiple policies, like Allstate home and auto.
• Custom Buick Policy Options: Allstate offers highly flexible plans designed to meet Buick owners’ specific needs.

Cons

• Complex Savings Structure: Allstate insurance discounts for Buicks may be challenging for some drivers to qualify for.
• Fewer Digital Tools: Buick owners might find Allstate’s online features less convenient than those offered by competitors.

#10 – Liberty Mutual: Cheapest OEM-Parts Coverage

Pros

• Guaranteed OEM Parts: Buick owners benefit from Liberty Mutual’s commitment to using original parts for repairs, preserving vehicle quality.
• Accident Forgiveness: Buick drivers can avoid premium increases after their first accident. Learn how in our Liberty Mutual auto insurance review.
• Flexible Policy Customization: Liberty Mutual provides Buick drivers with flexible coverage options to meet their individual needs.

Cons

• Limited Local Support: Buick car insurance customers may experience fewer in-person support options due to a smaller agent network.
• Complex Claims Process: Buick drivers may find Liberty Mutual’s claims handling more cumbersome compared to other providers.

Balancing Buick Car Insurance Costs and Coverage

How much does Buick Regal car insurance cost? Monthly Buick auto insurance rates vary greatly depending on the coverage level you need. You must meet your state minimum limits to drive legally, but you might need full coverage if you’re leasing a Buick or driving a newer model.

Geico provides the most affordable plans for Buick drivers, offering $95 per month for basic coverage and $180 monthly for comprehensive protection, positioning it as the cheapest option.

Buick Car Insurance Monthly Rates by Provider & Coverage Level

Insurance Company	Minimum Coverage	Full Coverage
	$110	$200
	$103	$191
	$107	$197
	$95	$180
	$115	$205
	$102	$185
	$105	$195
	$108	$198
	$98	$190
	$100	$192

Liberty Mutual, however, features the highest costs, charging $115 for minimum coverage and $205 for full coverage.

Other insurers, such as Allstate and State Farm, fall within a moderate range, with slightly elevated premiums but competitive levels of protection. Comparing plans from multiple companies allows Buick drivers to identify the ideal balance between cost and coverage.

A clean driving record is also crucial to getting cheap Buick auto insurance. It reduces the perceived risk for insurers, leading to more affordable rates, whereas accidents or traffic violations can result in higher premiums.

Location also matters, with urban areas and cities with longer commutes typically leading to increased insurance costs for Buick owners. For instance, mileage and usage can affect premiums, with daily commuting or long trips leading to higher rates.

How to Save on Buick Car Insurance

Saving money on Buick insurance can be accomplished through a mix of smart choices and utilizing available savings opportunities.

Buick owners can adjust their coverage and driving behavior to reduce premiums without compromising on essential protection. For instance, opting for higher deductibles can lead to much lower monthly payments, but ensure you’re prepared to handle any out-of-pocket costs if you need to file a claim.

To lower your Buick insurance costs, bundle your auto policy with other coverage. Can you bundle my State Farm car insurance with other policies? Yes, State Farm and many companies will bundle Buick insurance with home or renters to access multi-policy discounts. The table below shows the top discounts from our cheapest auto insurance companies.

Adding extra safety features like anti-theft devices or advanced driver assistance systems can also lead to substantial savings from insurers. Newer Buick models equipped with advanced safety features often qualify for lower premiums.

Lastly, frequently comparing rates from various insurers ensures that you are benefiting from the best deal available for Buick insurance. Enter your ZIP code to get free auto insurance quotes today.

Case Studies: Top Buick Car Insurance Savings

When it comes to insuring your Buick, finding the right coverage that balances affordability with comprehensive protection is essential. Buick drivers need policies that cater to their specific needs, such as full coverage policies with roadside assistance and accident forgiveness.

The following case studies illustrate how top providers like Geico, State Farm, and Travelers excel in delivering affordable and reliable insurance solutions for Buick owners.

• Case Study #1 – Budget-Friendly Coverage with Geico: Sam, a Buick Regal driver, needed cost-effective insurance that still provided solid coverage. Geico offered a policy that saved him hundreds of dollars annually, ensuring his car was fully protected without stretching his budget.
• Case Study #2 – Trustworthy Service with State Farm: Emma encountered a serious accident in her Buick Enclave during a rainstorm, causing extensive damage. State Farm swiftly handled her claim, arranging repairs and getting her vehicle back on the road in just a few days.
• Case Study #3 – Tailored Solutions with Travelers: Alex recently purchased a Buick Verano and prioritized features like accident forgiveness and reliable roadside assistance. Travelers provided a customized policy that addressed all his concerns while keeping his insurance costs manageable.

These case studies highlight how Geico, State Farm, and Travelers offer Buick drivers a winning combination of affordability and comprehensive coverage.

Read More: Does Geico offer roadside assistance?

Top-Rated Car Insurance Providers for Buick Drivers

For Buick owners searching for the best insurance options, you don’t need multiple policies to get enough coverage. A few top providers stand out by offering a combination of affordability, reliability, and comprehensive coverage.

Geico is the go-to for cheap Buick car insurance without sacrificing essential coverage, offering budget-friendly options that still provide solid protection.

State Farm shines with its robust customer support and wide-ranging coverage choices, making it perfect for drivers who want both security and personalized service. Travelers caters to Buick drivers needing extra perks like accident forgiveness and comprehensive roadside assistance, offering flexible plans that adapt to individual needs.

These insurers together deliver the ideal blend of cost savings, dependability, and tailored coverage for Buick owners. When you’re ready to see how much you can save on your car insurance, enter your ZIP code below into our free comparison tool.