Cheap Jeep Car Insurance in 2024 (Top 10 Companies for Savings)
Geico, Amica, and American Family offer the best deals for cheap Jeep car insurance. Geico Jeep insurance rates start at $117/month but it has poor customer service reviews when compared to Amica and American Family. AmFam has the best Jeep auto insurance claim reviews with cheap rates for $126/month.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Sep 24, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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768 reviewsCompany Facts
Min. Coverage for Jeep
A.M. Best Rating
Complaint Level
Pros & Cons
768 reviews
The top pick for cheap Jeep car insurance is Geico, followed by Amica and American Family. Geico has the best Jeep insurance rates starting at $117 per month.
These are the best car insurance companies for comprehensive coverage, designed to meet the needs of Jeep owners while ensuring valuable savings.
Our Top 10 Company Picks: Cheap Jeep Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $117 A++ Online Tools Geico
#2 $121 A+ Customer Service Amica
#3 $126 A Claims Service American Family
#4 $128 A+ Roadside Assistance Progressive
#5 $133 A Customizable Policies Liberty Mutual
#6 $134 B Student Savings State Farm
#7 $135 A+ Usage-Based Savings Allstate
#8 $140 A++ Safe-Driving Discounts Travelers
#9 $142 A Industry Experience Farmers
#10 $149 A+ Senior Savings The Hartford
Each company delivers strong value, ensuring excellent protection and savings. Compare car insurance quotes now to find the best insurance for your Jeep.
- Geico offers the best Jeep car insurance rates starting at $117/month
- State Farm has cheap Jeep insurance for students and young drivers
- The Hartford has cheap Jeep auto insurance quotes for seniors
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#1 – Geico: Top Overall Pick
Pros
- Affordable Rates: Jeep insurance costs start at $117/month for minimum coverage. Read our Geico insurance review to compare rates.
- Easy Online Management: Its intuitive app allows drivers to handle policies and file Jeep car insurance claims with ease.
- National Availability: Drivers can find cheap Jeep car insurance in every state with Geico.
Cons
- Limited Customization: Geico’s coverage options may offer less flexibility in adapting to Jeep insurance needs.
- Fewer Local Agents: Geico’s focus on online services can limit access to local agents for in-person Jeep car insurance assistance.
#2 – Amica: Best Customer Service
Pros
- Outstanding Customer Service: Amica is renowned for its responsive and personalized car insurance support, essential for Jeep owners.
- Flexible Coverage Options: Read our Amica insurance review for the range of Jeep auto insurance coverage options suited to various models.
- Loyalty Benefits: Amica offers rewards for long-term customers, advantageous for Jeep owners who stay with Amica.
Cons
- Fewer Discounts: Amica may offer fewer Jeep car insurance discounts in certain states.
- Slow Claims: While customer service is excellent, some drivers report slow Jeep insurance claim processing times.
#3 – American Family: Best Claims Service
Pros
- Extensive Coverage Options: AmFam provides broad coverage tailored to the diverse needs of Jeep owners.
- Efficient Claims Processing: The American Family handles auto insurance claims quickly, improving Jeep insurance satisfaction among drivers.
- Customizable Policies: AmFam allows for policies that can be adjusted to fit various Jeep models and usage scenarios.
Cons
- Limited Availability: American Family Jeep insurance is only available in 26 states.
- Less Local Representation: Fewer local agents can mean less personalized service for Jeep insurance policy questions.
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#4 – Progressive: Cheapest Roadside Assistance
Pros
- Comprehensive Roadside Assistance: Progressive provides robust roadside support, ideal for Jeep owners who drive off-road. Get a complete view in our Progressive review.
- Snapshot Program: Progressive usage-based insurance can help lower Jeep car insurance costs.
- Tailored Coverage: Progressive adjusts Jeep insurance policies to meet the specific needs of different models and drivers.
Cons
- Complex Discount System: Progressive’s discount structure can be difficult to navigate, making it harder to save money on Jeep car insurance.
- Variable Service Quality: Progressive customer service experiences can be inconsistent, leading to mixed results for Jeep drivers.
#5 – Liberty Mutual: Cheapest Customizable Policies
Pros
- Customizable Coverage: Liberty Mutual Jeep car insurance policies can be tailored to the specific needs of drivers.
- Specialized Options: Liberty Mutual provides specialized Jeep insurance coverage for the make’s unique features and off-road driving conditions.
- Bundling Discounts: See our Liberty Mutual review for a list of car insurance discounts for Jeep owners.
Cons
- Customer Service Challenges: Some users report slower response times, which might affect Jeep owners in urgent situations.
- High Complaint Ratio: Liberty Mutual receives more customer complaints than other Jeep auto insurance companies its size.
#6 – State Farm: Cheapest for Students
Pros
- Student Discounts: State Farmers provides Jeep car insurance savings for student drivers.
- Local Agent Access: State Farm offers access to local agents for personalized service and support specific to Jeep drivers.
- Accident Forgiveness: Read our State Farm insurance review for the company’s options for accident forgiveness, helpful for keeping Jeep insurance costs low.
Cons
- Limited Off-Road Coverage: State Farm may offer less extensive coverage for off-road driving compared to other insurers.
- Lower Financial Ratings: State Farm has a lower A.M. Best rating than the other Jeep car insurance companies on our list.
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#7 – Allstate: Cheapest Usage-Based Insurance
Pros
- Usage-Based Savings: Allstate provides two types of usage-based insurance (UBI) to lower Jeep auto insurance costs. Get the details in our Allstate review.
- Comprehensive Policies: Allstate offers extensive coverage options that are well-suited to various Jeep models.
- Accident Forgiveness: Add Allstate accident forgiveness to your Jeep insurance policy, which can prevent rate increases after a claim.
Cons
- Variable Customer Service: Customer service quality can vary, leading to inconsistent experiences for Jeep drivers.
- Poor Home Insurance Reviews: Negative home insurance claim reviews could deter customers who want to bundle homeowners and Jeep car insurance with Allstate.
#8 – Travelers: Cheapest for Safe Drivers
Pros
- Safe-Driving Discounts: Travelers’ discounts for safe driving practices can benefit responsible drivers with cheap Jeep auto insurance.
- Flexible Coverage Options: Does Travelers offer gap insurance? Travelers offers a range of Jeep insurance coverage options.
- Financial Stability: Travelers is known for strong financial reliability when handling Jeep car insurance claims.
Cons
- Less Personalized Service: Some users report less tailored Jeep insurance service compared to local agents.
- Mixed Customer Service Reviews: Jeep insurance service and experiences can vary depending on where you live.
#9 – Farmers: Best for Industry Experience
Pros
- Industry Experience: Farmers has almost 100 years of experience in the insurance industry, providing reliable Jeep car insurance coverage.
- Customizable Policies: Farmers provides options to adjust coverage to fit various Jeep models and driving needs.
- Roadside Assistance: Read our Farmers review to learn how to add roadside support to your Jeep auto insurance policy.
Cons
- Complex Policy Details: Jeep insurance policies can be intricate, making it challenging to select the best coverage with Farmers
- Poor Customer Satisfaction: Farmers ranks below average for Jeep insurance customer service and satisfaction in most regions.
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#10 – The Hartford: Cheapest for Seniors
Pros
- Tailored Senior Coverage: The Hartford partners with AARP to deliver tailored Jeep car insurance for older drivers.
- Excellent Claims Service: The Hartford is known for efficient and supportive Jeep auto insurance claims handling. See how long it takes The Hartford to process an insurance claim.
- Discounts for Safe Driving: Safe drivers get the cheapest Jeep car insurance with The Hartford with discounts of up to 15%.
Cons
- Limited Local Agents: Fewer local agents may result in less personalized service for Jeep insurance customers.
- Not Available to Younger Drivers: Jeep car insurance with The Hartford is only available to senior drivers with AARP memberships.
Jeep Car Insurance Rates: Top Ten Comparison
How much does Jeep Commander car insurance cost? If you want cheap Jeep car insurance, consider Geico with minimum coverage for $117/month and full coverage for $222/month.
Jeep Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $135 | $261 |
| $126 | $246 |
| $121 | $236 |
| $142 | $280 |
| $117 | $222 |
| $133 | $258 |
| $128 | $243 |
| $134 | $254 |
| $149 | $268 |
| $140 | $271 |
Amica offers minimum monthly coverage at $121 and full coverage at $236.month, while American Family provides minimum coverage at $126/month and full coverage at $246 monthly.
For the best combination of cost and coverage, consider the options from each provider listed above and choose what aligns best with your needs and budget. Make sure your policy adequately reflects your specific coverage needs, rather than simply opting for the cheapest option.
Additionally, regularly review and update your policy to ensure it remains current and effective, avoiding outdated coverage that might not align with your current situation or save you money.
Best Car Insurance Discounts for Jeep Owners
Cheap Jeep car insurance can be reduced with several discounts. A Multi-Car Discount saves money for insuring multiple vehicles, while a Defensive Driving Discount rewards completion of safety courses, lowering premiums.
Car Insurance Discounts From the Top Providers for Jeep| Insurance Company | Available Discounts |
|---|---|
| Safe Driver Discount, Multi-Car Discount, Anti-Theft Discount, Good Student Discount |
| New Car Discount, Good Student Discount, Anti-Theft Discount, Multi-Policy Discount |
| Defensive Driving Discount, New Car Discount, Multi-Car Discount, Safe Driver Discount |
| Multi-Policy Discount, Good Student Discount, Safe Driver Discount, Defensive Driving Discount |
| Multi-Car Discount, Good Student Discount, Safe Driver Discount, Anti-Theft Discount |
| New Car Discount, Safe Driver Discount, Anti-Theft Discount, Multi-Car Discount |
| Defensive Driving Discount, Multi-Car Discount, Safe Driver Discount, Good Student Discount |
| Multi-Policy Discount, Defensive Driving Discount, Safe Driver Discount, Good Student Discount |
| Safe Driver Discount, Multi-Car Discount, Anti-Theft Discount, New Car Discount |
| Good Student Discount, Multi-Car Discount, Defensive Driving Discount, Safe Driver Discount |
The Multi-Policy Discount, also known as Bundling Insurance applies when bundling auto insurance with home or life insurance, maximizing savings.
By considering these critical elements, you can better navigate the insurance landscape and find ways to lower your Jeep’s insurance rates.
Read More: Best Anti Theft System Car Insurance Discounts
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Easy Ways to Lower Your Jeep Car Insurance Costs
Finding the best insurance for your Jeep doesn’t have to be complicated. Here are three key approaches to help you save on your Jeep insurance.
- Optimize Coverage: Choose the right level of coverage based on your Jeep’s age and your needs. Find a balance between full protection and basic liability to avoid over-insuring.
- Leverage Discounts: Utilize available discounts such as safe driver, multi-car, and anti-theft to reduce your premiums and save on costs.
- Compare Providers: Regularly compare online car insurance quotes to save money and ensure you’re getting competitive offers.
Regularly reviewing and adjusting your Jeep car insurance policy ensures that you’re still getting the best rates and coverage available.
By applying these strategies, you can make well-informed decisions that help keep your Jeep insurance both affordable and adequately protective.
The Path to Optimal Jeep Car Insurance Coverage
Securing cheap Jeep car insurance is easy with Geico, Amica, and American Family. Learn how insurance companies calculate your car insurance rates to find the best prices.
Tim Bain Licensed Insurance Agent
Regularly reviewing your Jeep car insurance helps you maintain optimal coverage and maximize savings. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save on Jeep auto insurance today.
Frequently Asked Questions
Are Jeeps more expensive to insure?
Yes, Jeeps are considered high-risk vehicles for their off-road capabilities and crash test ratings.
How much is car insurance for a Jeep?
Jeep car insurance costs range from $117/month for minimum coverage up to $280/month for full coverage. Enter your ZIP code below to see who is the cheapest provider near you.
Is it cheaper to insure older Jeeps?
Yes, older vehicles, including Jeep models, typically have cheaper car insurance rates than new cars.
Which is cheaper to maintain and insure, a Jeep or a Nissan?
Generally, Jeeps are slightly cheaper to maintain and insure than Nissan vehicles, although insurance rates depend on the model and age of the car. These are the best Nissan car insurance discounts if you want lower rates.
Who offers the cheapest car insurance for a Jeep that’s over 10 years old?
Companies like Geico and Progressive typically offer affordable rates for older Jeep models.
What type of car insurance is best for senior citizens who drive a Jeep?
Senior citizens driving a Jeep typically benefit from comprehensive car insurance, which offers broad coverage and protection. Look for insurers that offer discounts for senior drivers.
Which car brand has the cheapest insurance for senior citizens, and how does Jeep compare?
For senior citizens, Toyota and Nissan often offer the cheapest insurance. Jeep might not be the cheapest, but comparing quotes can help you find the best rate for a Jeep.
What is the best car insurance for a 60-year-old Jeep owner that covers everything?
For a 60-year-old Jeep owner, the best insurance includes full coverage with collision, comprehensive protection, and roadside assistance. These are the cheapest car insurance companies for 60-year-old drivers.
Are Jeeps good in accidents?
Jeeps receive overall good crash test scores, although they do score lower than other vehicles in rollover and front-end crash tests. Newer models with crash mitigation technology are safer than older models.
What are the disadvantages of Jeeps?
Jeeps typically have limited storage space, loud engines, and firmer suspension, which makes most models uncomfortable to ride in.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.