Cheap Audi Car Insurance in 2024 (Save Money With These 10 Companies)
The top picks for cheap Audi car insurance are Geico, State Farm, and Progressive, with Geico offering the best rate at $90 per month. Geico provides competitive rates, State Farm features multi-car discounts, and Progressive offers savings with its Snapshot program. These companies deliver affordable options.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Oct 21, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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The top picks for cheap Audi car insurance are Geico, State Farm, and Progressive, with Geico offering the best overall rate at $90 per month.
Geico leads with competitive pricing, State Farm provides valuable multi-car discounts, and Progressive offers savings through its Snapshot program.
Our Top 10 Company Picks: Cheap Audi Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $90 A++ Competitive Rates Geico
#2 $95 B Multi-Car Discounts State Farm
#3 $100 A+ Snapshot Program Progressive
#4 $103 A+ Multi-Policy Discounts Nationwide
#5 $105 A Customizable Coverage Liberty Mutual
#6 $107 A++ Safe-Driving Discount Travelers
#7 $108 A+ Flexible Coverage Farmers
#8 $110 A+ Accident Forgiveness Allstate
#9 $115 A High-Value Coverage AIG
#10 $120 A- Specialized Coverage Hagerty
Each company delivers affordable auto insurance while addressing different needs. This guide helps you find the best coverage based on your priorities.
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- Compare rates to find cheap Audi car insurance with discounts
- Customize coverage for Audi’s needs, like collision and comprehensive
- Geico offers top rates with great discounts for Audi drivers
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#1 – Geico: Top Pick Overall
Pros
- Low Rates: Geico insurance review and ratings highlight the company’s ability to consistently present some of the lowest rates available for cheap Audi car insurance, making it an affordable choice for many drivers.
- Multiple Discounts: Geico offers discounts that make cheap Audi car insurance even more affordable for safe drivers and multi-car owners.
- Great Service: Audi drivers can enjoy excellent customer service with their cheap Audi car insurance policy.
Cons
- Limited Customization: Geico offers fewer options for tailoring cheap Audi car insurance to specific needs.
- Higher Rates with Poor Credit: Audi owners with poor credit may not get the best deals on cheap Audi car insurance.
#2 – State Farm: Best for Multi-Car Discounts
Pros
- Personalized Help: Local agents help Audi drivers find the best rates for cheap Audi car insurance.
- Good Discounts: State Farm provides competitive rates and discounts, making cheap Audi car insurance accessible.
- Multi-Car Savings: State Farm insurance review and ratings flaunt substantial savings with multi-car discounts, making cheap Audi car insurance highly affordable.
Cons
- Fewer Online Tools: Audi owners may find fewer digital management tools for their cheap Audi car insurance policies.
- Higher Premiums for Accidents: Audi drivers with past accidents may see higher premiums on cheap Audi car insurance.
#3 – Progressive: Best for Snapshot Program
Pros
- Snapshot Savings: Progressive insurance review and ratings spotlight their Snapshot program, which showcases savings for safe Audi drivers seeking cheap car insurance.
- Customizable Plans: Audi owners can tailor their cheap Audi car insurance coverage with Progressive’s flexible options.
- Affordable Rates: Progressive offers competitive pricing for cheap Audi car insurance, especially for Snapshot users.
Cons
- Dependent on Driving: Audi drivers may experience fluctuating rates for cheap Audi car insurance based on their driving habits.
- Snapshot Limitations: Drivers who don’t qualify for Snapshot may miss out on the best savings for cheap Audi car insurance.
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#4 – Nationwide: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Audi drivers can bundle policies for significant savings on cheap Audi car insurance.
- Comprehensive Options: Nationwide offers a variety of coverage options, making cheap Audi car insurance easy to customize.
- Fast Claims: Audi drivers benefit from quick claims handling for their cheap Audi car insurance. To expand your knowledge, refer to our comprehensive handbook titled “How does Nationwide handle claims involving hit-and-run accidents?“
Cons
- Higher Standalone Rates: Audi owners may face higher premiums on cheap Audi car insurance if they don’t bundle policies.
- Limited Audi-Specific Discounts: Fewer discount options for Audi drivers looking for cheap Audi car insurance.
#5 – Liberty Mutual: Best for Customizable Coverage
Pros
- Customizable Plans: Liberty Mutual insurance review and ratings feature highly customizable options, demonstrating flexibility for cheap Audi car insurance tailored to individual needs.
- Multi-Policy Savings: Audi owners can save by bundling cheap Audi car insurance with other Liberty Mutual policies.
- Strong Claims Support: Audi drivers enjoy responsive service when filing claims for their cheap Audi car insurance.
Cons
- Higher Premiums: Audi drivers may see higher costs for cheap Audi car insurance if they don’t bundle other policies.
- Fewer Discounts: Liberty Mutual offers fewer discount opportunities for cheap Audi car insurance.
#6 – Travelers: Best for Safe-Driving Discount
Pros
- Safe-Driver Discounts: Audi drivers with clean records can lower their cheap Audi car insurance rates.
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Additional Protection: Travelers offers gap insurance, providing Audi drivers extra coverage for cheap car insurance. For a comprehensive overview, explore our detailed resource titled “Does Travelers offer gap insurance?“
- Quick Claims: Audi drivers benefit from fast claims processing for their cheap Audi car insurance.
Cons
- Higher Premiums for Violations: Audi drivers with accidents may face higher rates for cheap Audi car insurance.
- Limited Customization: Fewer customization options for Audi car insurance compared to other providers.
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#7 – Farmers: Best for Flexible Coverage
Pros
- Multi-Car Discounts: Audi owners can save on cheap Audi car insurance by insuring multiple vehicles.
- Flexible Coverage: Farmers insurance review and ratings demonstrate the company’s ability to present flexible coverage options, making it easier to customize cheap Audi car insurance.
- Accident Forgiveness: Audi drivers can avoid premium hikes after their first accident with Farmers’ cheap Audi car insurance.
Cons
- Higher Premiums: Audi drivers who don’t bundle policies may see increased rates on cheap Audi car insurance.
- Limited Online Tools: Fewer digital tools for managing cheap Audi car insurance compared to other companies.
#8 – Allstate: Best for Accident Forgiveness
Pros
- Wide Range of Discounts: Allstate provides several discounts that help lower cheap Audi car insurance premiums.
- Good Rates for Safe Drivers: Audi drivers with clean records can find low premiums for cheap Audi car insurance.
- Accident Forgiveness: Allstate insurance review and ratings spotlight the company’s accident forgiveness feature, helping Audi drivers maintain cheap car insurance rates after their first accident.
Cons
- Higher Rates for Violations: Audi drivers with previous violations may face higher costs for cheap Audi car insurance.
- Limited Customization: Fewer options for personalized cheap Audi car insurance coverage.
#9 – AIG: Best for High-Value Coverage
Pros
- Customizable Policies: Audi owners can tailor their high-value coverage to ensure cheap Audi car insurance.
- High-Value Coverage: AIG insurance review and ratings feature comprehensive high-value coverage options, making it ideal for Audi owners seeking premium yet cheap car insurance protection.
- Top-Tier Service: AIG provides premium customer support for Audi owners seeking cheap Audi car insurance.
Cons
- Higher Rates for Basic Models: Audi owners with standard models may face higher premiums on cheap Audi car insurance.
- Fewer Discounts: AIG offers fewer savings opportunities for Audi drivers seeking cheap Audi car insurance.
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#10 – Hagerty: Best for Specialized Coverage
Pros
- Specialized Coverage: Hagerty excels at offering cheap Audi car insurance for vintage and collectible Audi models.
- Flexible Plans: Audi drivers with unique or high-performance cars can find flexible cheap Audi car insurance plans.
- Expert Knowledge: Hagerty’s team provides expert advice on specialized cheap Audi car insurance.
Cons
- Higher Rates for Standard Audis: Audi owners with regular models may see higher costs for cheap Audi car insurance compared to mainstream providers.
- Limited Discount Options: Fewer discounts are available for Audi owners with standard vehicles seeking cheap Audi car insurance.
Understanding State Minimum Liability Requirements for Cheap Audi Car Insurance
Each state has specific minimum liability coverage requirements, and knowing these is essential for securing cheap Audi car insurance.
Meeting the legal minimum is important, but you may need to purchase additional coverage to fully protect your cheap Audi from car accidents or damages.
By balancing your needs and budget, you can still find cheap Audi car insurance options without sacrificing protection.
Uninsured/Underinsured Motorist Coverage Ensures Complete Protection for Cheap Audi Car Insurance
Including uninsured and underinsured motorist coverage in your cheap Audi car insurance policy is a smart way to protect yourself if you’re in an accident with a driver who lacks adequate insurance.
This comprehensive coverage ensures you’re safeguarded against significant financial loss from drivers with no insurance or insufficient coverage.
If you’re hit by a driver who can’t cover the costs of repairs or medical bills, this coverage steps in to help pay for the damages. To gain further insights, consult our comprehensive guide titled “Can I sue a car repair shop for the damage done to my car?”
It provides peace of mind by covering expenses such as vehicle repairs and medical treatment that would otherwise come out of your pocket, keeping you financially secure in these unexpected situations.
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Improving Your Credit Score Helps Secure Cheap Audi Car Insurance
Maintaining a strong credit score plays a crucial role in securing lower premiums when applying for cheap Audi car insurance.
Insurance companies frequently use credit history as a key factor in determining rates, as they consider it a reflection of financial responsibility.
By improving your credit score, you can not only enhance your overall financial health but also unlock more favorable insurance deals. A higher score signals reduced risk to insurers, which often translates into significant savings on your car insurance policy.
Taking steps to monitor and boost your credit score can help ensure you’re getting the best possible rate for your Audi insurance. To learn more, explore our comprehensive resource on commercial auto insurance titled “Best Audi Car Insurance Discounts.”
Audi Car Insurance Monthly Rates Balancing Deductibles and Premiums for Savings
Choosing the right balance between deductibles and premiums can significantly help you reduce overall costs for cheap Audi car insurance.
Audi Car Insurance Monthly Rates by Provider & Coverage Level
Insurance Company Minimum Coverage Full Coverage
AIG $115 $230
Allstate $110 $220
Farmers $108 $213
Geico $90 $180
Hagerty $120 $240
Liberty Mutual $105 $215
Nationwide $103 $195
Progressive $100 $200
State Farm $95 $190
Travelers $107 $210
Opting for a higher deductible lowers monthly payments, but be sure you’re prepared for potential out-of-pocket expenses in case of an accident.
Additionally, carefully selecting the right coverage level ensures your Audi is adequately protected without overpaying for unnecessary extras.
Understanding “What is a car insurance deductible and how does it work?” is crucial when making these decisions, as it directly impacts your premium and potential out-of-pocket expenses.
Safe Driving Records Lead to Significant Savings on Cheap Audi Car Insurance
Maintaining a clean driving record is one of the most effective ways to lower your rates for cheap Audi car insurance.
Michelle Robbins Licensed Insurance Agent
Insurance companies typically offer significant safe driver discounts to those with a spotless driving history. For additional details, explore our comprehensive resource titled “Best Car and Home Insurance Discounts.”
Additionally, enrolling in defensive driving courses can enhance your driving skills and demonstrate your commitment to safety, potentially leading to further reductions in your premiums.
By keeping your record clean and taking advantage of these programs, you can enjoy substantial savings on your Audi insurance while benefiting from added protection on the road.
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Bundling Multiple Policies Reduces Premiums for Cheap Audi Car Insurance
Combining your car insurance with other policies like homeowner’s or renter’s insurance can lead to discounts that make cheap Audi car insurance even more affordable.
Multi-policy discounts are a popular way to save on overall insurance costs. By bundling policies, you can often access additional savings and streamline your insurance management.
If you’re wondering, “Can I bundle my Geico car insurance with other policies?” the answer is typically yes, and it’s worth inquiring about for potential discounts.
Comprehensive and Collision Coverage Offers Valuable Protection in Cheap Audi Car Insurance
Even with cheap Audi car insurance, adding comprehensive and collision coverage is crucial for optimal complete protection.
Jeffrey Manola Licensed Insurance Agent
Comprehensive coverage guards against damages from theft, vandalism, and natural disasters, while collision coverage protects against damage from accidents. To delve deeper, refer to our in-depth report titled “How can I sue for theft by deception?”
Including these options ensures your Audi is fully covered against a wide range of risks, providing peace of mind at a reasonable cost.
Affordable car insurance rates are just a click away. Enter your ZIP code into our free quote tool below to find the best policy for you.
Frequently Asked Questions
What is the average cost of cheap Audi car insurance?
The average cost of cheap Audi car insurance can range from $100 to $200 per month, depending on factors like the model, location, and driving history.
Where can I find the cheapest insurance for an Audi?
You can find the cheapest insurance for an Audi by comparing quotes from providers like Geico, State Farm, and Progressive, which are known for offering competitive rates.
See if you’re getting the best deal on car insurance by entering your ZIP code below.
What type of coverage is the cheapest for an Audi?
The cheapest type of coverage for an Audi is typically liability-only insurance, which covers damage to others’ property and injuries. Comprehensive and collision coverage will increase the premium.
To enhance your understanding, explore our comprehensive resource on business insurance titled “Best Liability-Only Car Insurance.”
When is the best time to get cheap Audi car insurance?
The best time to get cheap Audi car insurance is when you can take advantage of discounts or promotions. Reviewing and shopping for insurance periodically, especially before renewing your policy, can help you secure a better rate.
How can I find cheap Audi car insurance?
To find cheap Audi car insurance, compare quotes from multiple insurance companies, look for available discounts, and consider bundling your Audi insurance with other policies like home or renters insurance.
Explore your car insurance options by entering your ZIP code below and finding which companies have the lowest rates.
Where does Audi rank in terms of insurance costs compared to other brands?
Audi insurance typically ranks higher in cost compared to non-luxury brands, but it can be cheaper than some other luxury brands like BMW. Comparing quotes from various insurers can help find affordable rates.
For detailed information, refer to our comprehensive report titled “Free Car Insurance Information, Advice & Online Quotes.”
What factors affect the cost of cheap Audi car insurance?
The cost of cheap Audi car insurance is influenced by factors such as the specific Audi model, your driving record, location, age, and the level of coverage you choose.
How does the model of an Audi affect insurance costs?
The model of an Audi affects insurance costs, with higher-end models like the Audi A6 or Q7 generally costing more to insure than entry-level models like the Audi A3 or Q2.
When is Audi car insurance more expensive?
Audi car insurance tends to be more expensive if you choose comprehensive or collision coverage, have a poor driving record, or live in an area with high insurance rates.
Stop overpaying for car insurance. Our free quote comparison tool allows you to shop for quotes from the top providers near you by entering your ZIP code below.
For a comprehensive analysis, refer to our detailed guide titled “Full Coverage Auto Insurance.”
How can maintenance costs impact the cost of Audi car insurance?
Higher maintenance costs for an Audi can lead to higher insurance premiums due to increased repair expenses and higher parts costs. Finding cheap Audi car insurance involves considering both maintenance and insurance costs.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
