Cheap Chrysler Car Insurance in 2024 (Unlock Big Savings From These 10 Companies!)
The top picks for cheap Chrysler car insurance are Geico, American Family, and State Farm. Car insurance for Chryslers is historically cheap, and Geico offers the best Chrysler insurance rates at $68/month. If you have a Costco membership, compare quotes from American Family for lower premiums.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
UPDATED: Dec 10, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Dec 10, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
On This Page
2,180 reviewsCompany Facts
Min. Coverage for Chrysler
A.M. Best Rating
Complaint Level
Pros & Cons
2,180 reviews
17,760 reviewsCompany Facts
Min. Coverage for Chrysler
A.M. Best Rating
Complaint Level
Pros & Cons
17,760 reviewsGeico, American Family, and State Farm are the best companies for cheap Chrysler car insurance. Geico offers the most affordable rates at $68 per month.
What types of car insurance coverage does Geico offer? Geico stands out for its extensive comprehensive coverage options and discounts, making it ideal for cost-conscious drivers who need cheap Chrysler insurance.
Our Top 10 Company Picks: Cheap Car Insurance for Chrysler| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $68 | A++ | Competitive Rates | Geico |
 | #2 | $70 | A | Costco Members | American Family |
 | #3 | $72 | B | Accident Forgiveness | State Farm |
 | #4 | $73 | A+ | Tailored Coverage | Farmers |
 | #5 | $75 | A+ | Vanishing Deductible | Nationwide |
 | #6 | $76 | A+ | Snapshot Program | Progressive |
 | #7 | $78 | A++ | Bundling Policies | Travelers |
 | #8 | $80 | A | Higher Limits | Safeco |
 | #9 | $81 | A+ | Customizable Coverage | Allstate |
 | #10 | $84 | A | Roadside Assistance | Liberty Mutual |
Keep reading to review these top providers and what they offer before you choose the most affordable Chrysler coverage.
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool above to instantly compare quotes near you.
- Geico offers the cheapest Chrysler car insurance at just $68 per month
- American Family has cheap Chrysler coverage for Costco members
- Car insurance discounts for Chryslers can significantly lower your rates
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#1 – Gieco: Top Overall Pick
Pros
- Safe Driving Discounts: Geico discounts Chrysler drivers with safe driving records.
- Customizable Coverage: Geico gives flexible options such as collision and comprehensive coverage for Chrysler drivers.
- Competitive Rates: Our Geico review compares its competitive Chrysler car insurance rates starting at $68/month.
Cons
- Limited Local Agents: Fewer local agents can personally support Chrysler owners.
- Specialized Coverage Gaps: Geico may offer fewer options for high-end or modified Chrysler models.
#2 – American Family: Cheapest for Costco Members
Pros
- Costco Members: American Family liability insurance is cheaper for Chrysler drivers with Costco memberships.
- Custom Coverage: Personalized coverage options, including accident forgiveness, are given for Chrysler drivers.
- Loyalty Benefits: Offers more discounts for loyal Chrysler policyholders and low-mileage drivers.
Cons
- Fewer Discounts: Limited discount offerings for Chrysler drivers compared to other insurers like Geico or Progressive.
- Regional Availability: This may not be available for Chrysler drivers seeking coverage in all areas.
#3 – State Farm: Cheapest for Accident Forgiveness
Pros
- Affordable Premiums: Chrysler car insurance starts at $72 per month, with bundling options.
- Accident Forgiveness: Our State Farm review has more information on the company’s accident forgiveness for Chrysler policyholders.
- Safe Driver Savings: Offers big discounts for safe Chrysler drivers through the Drive Safe & Save program.
Cons
- Limited Discounts: Chrysler vehicles have fewer discounts than competitors like Geico.
- Premium Increases: Rates can increase significantly after a minor accident or claim involving a Chrysler.
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#4 – Farmers: Cheapest for Tailored Coverage
Pros
- Strong Customer Service: Chrysler owners have high customer satisfaction.
- Safe Driver Discounts: Gives discounts for safe Chrysler drivers and multi-car policies.
- Tailored Coverage: Read our Farmers insurance review for personalized coverage options for Chrysler vehicles.
Cons
- Higher Premiums: Chrysler’s insurance premiums tend to be higher than those of competitors like Geico.
- Limited Discounts: Fewer discounts are available for Chrysler car insurance than other companies.
#5 – Nationwide: Best for Vanishing Deductible
Pros
- Accident Forgiveness: Great for Chrysler drivers with a history of minor accidents.
- Vanishing Deductible: Nationwide’s vanishing deductible for Chrysler drivers reduces costs over time.
- Affordable for Older Models: Offers cheap rates for older Chrysler vehicles.
Cons
- Higher Rates: Higher rates are available for newer Chrysler models (Read more: How do I renew my car insurance policy with Nationwide?)
- Limited Add-ons: Fewer coverage add-ons are available for Chrysler owners seeking specialized coverage.
#6 – Progressive: Cheapest With Snapshot Program
Pros
- Competitive Rates: Offers affordable Chrysler car insurance, especially for high-risk drivers.
- Online Tools: Extensive online services for easy policy management and claim tracking for Chrysler owners.
- Snapshot Programs: Our Progressive car insurance review shows how the snapshot program offers Chrysler insurance savings based on driving habits.
Cons
- Premium Increases: Rates may rise significantly after a claim involving a Chrysler vehicle.
- Slow Claims Process: Some Chrysler owners report delays during the claims process compared to competitors.
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#7 – Travelers: Cheapest for Bundling Policies
Pros
- Bundling Policies: Travelers offers bundling discounts on Chrysler auto insurance.
- Hybrid Vehicle Discounts: Discounts are available for Chrysler drivers with hybrid or electric vehicles.
- Flexible Payment Options: Allows Chrysler owners to customize their payment plans for affordability. (Learn more: Does Travelers offer gap insurance?)
Cons
- Fewer Discounts: Lacks the variety of discounts for Chrysler drivers offered by competitors like Geico or State Farm.
- Average Customer Service: Service ratings may not meet the needs of some Chrysler owners seeking responsive support.
#8 – Safeco: Cheapest for Higher Limits
Pros
- High-Limit Coverage: Great for enhanced protection of Chrysler vehicles.
- Comprehensive Add-ons: Safeco offers optional coverage for custom parts and emergency assistance for Chrysler drivers.
- Affordable Rates: Our Safeco insurance review discusses Safeco’s Chrysler car insurance affordability.
Cons
- Higher Premiums: Chrysler car insurance tends to be more expensive compared to competitors.
- Limited Local Agents: Fewer local agents are available for personalized assistance with Chrysler policies.
#9 – Allstate: Cheapest for Customizable Coverage
Pros
- Drivewise Program: Allstate rewards Chrysler drivers’ safe driving habits with discounts.
- New Car Replacement: Offers car replacement coverage for newer Chrysler models.
- Customizable Coverage: Our Allstate auto insurance review discusses the customizable coverage options available for Chryslers.
Cons
- Higher Premiums: Allstate’s rates are higher than those of competitors like Geico for Chrysler insurance.
- Limited Discounts: Fewer Chrysler insurance discounts are available for drivers with older models.
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#10 – Liberty Mutual: Cheapest Roadside Assistance
Pros
- Roadside Assistance: Our Liberty Mutual auto insurance review showcases reliable roadside assistance for Chrysler full insurance coverage.
- Specialized Discounts: Savings are available for hybrid Chrysler vehicles and bundling policies.
- Comprehensive Coverage: Extensive options for Chrysler vehicles, including new car replacement and
Cons
- Higher Premiums: Liberty Mutual’s rates are higher for newer Chrysler models than those of other insurers.
- Poor Claims Service: Many policyholders leave negative reviews regarding Chrysler insurance claims handling.
Cheap Chrysler Car Insurance Monthly Rates by Provider & Coverage Level
Comparing quotes for cheap Chrysler car insurance is a tedious but rewarding task. Each provider tailors pricing based on factors like liability, comprehensive, and collision coverage, allowing Chrysler drivers to find the most affordable and suitable plan.
Chrysler Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $81 | $155 |
 | $70 | $146 |
| $73 | $149 |
| $68 | $140 |
| $84 | $160 |
| $75 | $148 |
| $76 | $150 |
 | $80 | $154 |
| $72 | $145 |
| $78 | $152 |
Geico offers the lowest rates, while American Family and State Farm provide slightly higher premiums with more extensive coverage options.
When your child goes away to college, there are options to lower your insurance premiums. Here’s how: https://t.co/RaefBSO3Ty#carinsurance pic.twitter.com/9M1Zk15gbP
— State Farm (@StateFarm) October 8, 2024
If you want cheaper Chrysler car insurance, follow these easy tips to lower your monthly premium costs and save money:
- Compare Quotes Online: Compare quotes online and shop around from multiple insurance providers to find the best rates for your Chrysler.
- Increase Deductibles: Go for higher deductibles, which can lower your premium but ensure you can cover the out-of-pocket cost in case of a claim.
- Bundle Car Insurance: Bundle your Chrysler insurance with other policies, such as renters or home insurance, to qualify for multi-policy discounts.
- Review Your Coverage: Regularly check your coverage to make sure you are not overly insured and adjust your policy accordingly.
- Take Advantage of Discounts: Look for available discounts that you may qualify for like safe driving discounts, low-mileage discounts, or good student discounts.
By doing these tips, you can effectively lower your Chrysler car insurance premiums while ensuring you have the necessary protection on the road. Keep reading for a list of auto insurance discounts for Chyslers.
Read More: How much does Chrysler Voyager car insurance cost?
Car Insurance Discounts for Chrysler Vehicles
Chrysler car insurance discounts can significantly lower your premiums if you are a safe or low-mileage driver or bundle multiple policies.
Car Insurance Discounts From the Top Providers for Chrysler| Insurance Company | Available Discounts |
|---|---|
| Safe Driving Bonus, Bundling, Accident Forgiveness, New Car Discount |
| Teen Safe Driver, Bundling, Defensive Driving, Loyalty Discount |
| Signal® App, Bundling, New Car Replacement, Safe Driver |
| Defensive Driving, Bundling, Good Driver, Anti-Theft |
| Bundling, Accident Forgiveness, New Car Replacement, Vehicle Safety Discount |
| Vanishing Deductible®, Bundling, Accident-Free, SmartRide® |
| Snapshot®, Bundling, Continuous Insurance, Safe Driver |
| Bundling, Accident Forgiveness, New Car Replacement, Anti-Theft |
| Drive Safe & Save™, Bundling, Accident-Free, Good Student |
| Bundling, Safe Driver, Accident Forgiveness, New Car Replacement |
By taking advantage of these discounts, Chrysler owners can reduce their insurance costs while maintaining comprehensive coverage.
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Factors That Affect Chrysler Car Insurance Rates
Several factors can affect Chrysler car insurance rates. Refer to the table below for a deeper understanding of what these providers consider when they set your premiums:
Key Factors Impacting Car Insurance Rates| Factor | Explanation |
|---|---|
| Driving Record | Accidents raise premiums |
| Age | Young/old drivers pay more |
| Vehicle Type | Luxury/sports cars cost more |
| Location | Rates vary by ZIP code |
| Coverage Level | Higher coverage, higher rates |
| Credit Score | Higher score, lower rate |
| Annual Mileage | More miles, higher risk |
| Deductible Amount | Higher deductible, lower premium |
| Vehicle Safety Features | Safety features reduce rates |
| Claims History | Frequent claims raise rates |
| Marital Status | Married drivers pay less |
| Occupation | Some jobs get discounts |
Review these factors properly to learn how insurance companies calculate your car insurance rate so you can pick the Chrysler insurance policy and provider that’s best for you.
Learn More: How much does Chrysler Sebring car insurance cost?
Cheapest Chrysler Car Insurance Companies
Geico, American Family, and State Farm have cheap Chrysler car insurance. Geico has the lowest rates at $68/month, but AmFam and State Farm have better customer service reviews regarding claims.
Tracey L. Wells Licensed Insurance Agent & Agency Owner
Discounts for safe driving, bundling policies, and vehicle safety features can further reduce Chrysler car insurance costs. Read our Geico auto insurance review for a full list.
Consistently shopping around ensures you get the most competitive rates available. Avoid overpaying for your car insurance by entering your ZIP code below in our free comparison tool to find which company has the lowest rates.
Frequently Asked Questions
Are Chryslers cheap to insure?
Yes, Chryslers are some of the cheapest cars to insure because they are easy to repair, and replacement parts are inexpensive and easy to find.
What is the cheapest Chrysler insurance for one accident?
Progressive is often the cheapest option for Chrysler drivers with one accident on their record. Find your cheapest full coverage option by using our free quote comparison tool today.
Which Chrysler is the cheapest to insure?
Chrysler sedans, like Chrysler 200 insurance costs, fall into the cheapest insurance category, making them an affordable option for those looking for cheap Chrysler car insurance.
What is zero car insurance for Chryslers?
Zero car insurance refers to no-claims bonus coverage, which allows Chrysler drivers to lower their premiums for cheap Chrysler car insurance by avoiding claims over a period of time.
What is the lowest form of Chrysler car insurance?
The lowest form of cheap Chrysler car insurance is liability-only coverage, which meets the minimum legal requirements without covering damages to your Chrysler vehicle.
What’s the cheapest Chrysler car insurance company to go with?
Geico typically offers the cheapest car insurance for Chryslers. Read our guide for a closer look at what types of car insurance coverage Geico offers.
At what age is Chrysler car insurance cheapest?
Car insurance is typically cheapest for Chrysler drivers between the ages of 50 and 65. Use our free comparison tool to get the best deals for your Chrysler car insurance by entering your zip code below.
At what age is Chrysler car insurance most expensive?
Car insurance is most expensive for Chrysler drivers under 25, as younger drivers face higher premiums when seeking cheap Chrysler car insurance.
What is the cheapest Chrysler insurance for seniors?
Geico offers some of the most affordable car insurance rates for senior Chrysler drivers. Compare the average auto insurance rates by age and gender to learn more.
What type of insurance is most important for Chryslers?
Full coverage is the most important type of insurance for your Chrysler. It meets state requirements while protecting your Chrysler from collision and weather-related damage, fire, theft, and vandalism.
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Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed life and health insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chr...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.