Cheap Fiat Car Insurance in 2024 (Lower Your Rates With These 10 Top Companies!)
State Farm, Progressive, and Farmers are among the most affordable providers of cheap Fiat car insurance. With State Farm, coverage starts as low as $40/month, while Progressive provides even cheaper usage-based options for safe drivers. Farmers offers customizable plans and discounts to keep costs low.
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Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
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UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Sep 29, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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13,128 reviewsCompany Facts
Min. Coverage for Fiat
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviews
2,903 reviewsCompany Facts
Min. Coverage for Fiat
A.M. Best Rating
Complaint Level
Pros & Cons
2,903 reviews
How much does Fiat 500L car insurance cost? State Farm stands out as the top pick overall starting at just $40 per month. Progressive follows closely with flexible policies and rates at $42 per month, while Farmers offers customizable plans for $43.
Our Top 10 Company Picks: Cheap Fiat Car Insurance| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $40 | B | Comprehensive Coverage | State Farm |
 | #2 | $42 | A+ | Flexible Policies | Progressive |
 | #3 | $43 | A | Customizable Options | Farmers |
 | #4 | $44 | A | Broad Discounts | Liberty Mutual |
 | #5 | $45 | A | Safe Drivers | American Family |
 | #6 | $46 | A++ | Financial Strength | Geico |
 | #7 | $47 | A | Member Benefits | AAA |
 | #8 | $48 | A+ | Customer Service | Erie |
 | #9 | $50 | A++ | Extensive Network | Travelers |
 | #10 | $53 | A+ | Customer Rewards | Amica |
Compare these options to find the cheapest insurance for your Fiat today, because finding affordable car insurance doesn’t have to be a challenge. Enter your ZIP code above into our free comparison tool to find the lowest prices in your area.
- State Farm offers the top rates and comprehensive coverage from $40/month
- Progressive has flexible usage-based insurance for Fiat drivers
- Fiat drivers get the most insurance discounts from Farmers
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#1 – State Farm: Top Overall Pick
Pros
- Comprehensive Coverage: State Farm excels in offering a wide range of coverage options tailored for Fiat car insurance, ensuring extensive protection for drivers.
- Low Monthly Rates: State Farm provides competitive Fiat car insurance rates at $40 per month for minimum coverage, making it an affordable choice.
- Bundling Discounts: In our State Farm insurance review, we show significant savings for customers who bundle Fiat car insurance with other policies.
Cons
- Low Financial Ratings: State Farm has a lower A.M. Best rating than other cheap Fiat car insurance companies on this list.
- Higher Premiums for Full Coverage: Even with discounts, premiums for full coverage on Fiat car insurance may still be relatively high for some customers.
#2 – Progressive: Cheapest for Flexible Policies
Pros
- Flexible Policy Options: Read our Progressive Insurance review to find a wide array of flexible policies for Fiat car insurance, allowing customization to meet individual needs.
- Affordable Minimum Coverage Rates: With rates starting at $42 per month for minimum coverage, Progressive offers a budget-friendly option for Fiat drivers.
- Usage-Based Discounts: Fiat car owners can benefit from the Progressive Snapshot usage-based insurance program, which provides savings for low-mileage or safe driving habits.
Cons
- Customer Service Concerns: Some customers report mixed experiences with Progressive’s customer service when dealing with Fiat car insurance claims.
- Higher Rates for High-Risk Drivers: Progressive may charge higher premiums for Fiat drivers considered high-risk, affecting overall affordability.
#3 – Farmers: Cheapest for Customizable Options
Pros
- Tailored Coverage Options: Farmers is known for its customizable coverage plans, allowing Fiat drivers to choose the specific protection they need.
- Reasonable Monthly Rates: Farmers offers competitive rates at $43 per month for minimum coverage on Fiat car insurance. Compare more quotes in our Farmers Insurance review.
- Discount Programs: Various discount programs are available, including those for safe drivers, students, and loyal customers of Fiat car insurance.
Cons
- Limited Online Tools: Farmers’ digital tools and online resources for managing Fiat auto insurance policies are less advanced than some competitors.
- Not the Cheapest Option: While rates are reasonable, Farmers may not always offer the lowest prices for Fiat car insurance compared to some other providers.
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#4 – Liberty Mutual: Cheapest With Discounts
Pros
- Diverse Discount Opportunities: Liberty Mutual provides a range of discounts that can significantly lower the cost of Fiat car insurance, including for safe driving and vehicle safety features.
- Competitive Rates: With a monthly rate of $44 for minimum coverage this remains a cost-effective option for Fiat drivers. Get more insurance quotes in our Liberty Mutual review.
- Accident Forgiveness Program: Fiat drivers can benefit from Liberty Mutual’s accident forgiveness program, which prevents rates from increasing after the first at-fault accident.
Cons
- Higher Costs for New Drivers: If you need Fiat teen car insurance, you may find that Liberty Mutual’s rates are higher compared to some other insurers.
- Premium Rate Increases: Policyholders have reported occasional rate increases upon renewal, affecting long-term affordability for Fiat car insurance.
#5 – American Family: Cheapest for Safe Drivers
Pros
- Low-Cost Coverage: AmFam is recognized for offering some of the most affordable rates for Fiat car insurance, starting at $45 per month for minimum coverage.
- Strong Customer Support: Fiat owners appreciate the responsive and helpful customer service when they file a car insurance claim with American Family.
- Good Driver Discounts: Special discounts from AmFam are available to Fiat drivers who maintain a clean driving record, further lowering insurance costs.
Cons
- Availability Limitations: American Family Fiat car insurance coverage is not available in all states, potentially limiting access for some drivers.
- Less Competitive for Full Coverage: While AmFam insurance rates for minimum coverage are low, full coverage options for Fiat might be less competitively priced.
#6 – Geico: Best for Financial Strength
Pros
- Low Prices for Minimum Coverage: As mentioned in our Geico auto insurance review, the company offers some of the lowest rates for Fiat car insurance at $46 per month.
- Wide Range of Discounts: Geico has multiple discounts on car insurance for Fiat, including for safe drivers and multiple vehicles.
- Strong Financial Stability: Geico’s A++ rating ensures a reliable choice for Fiat car insurance policyholders.
Cons
- Limited Local Agents: Fiat drivers seeking in-person service may find fewer local agents available with Geico.
- Mediocre Customer Satisfaction Scores: Some customers report average experiences with Fiat insurance claims processing and customer support.
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#7 – AAA: Cheapest for Members
Pros
- Exclusive Member Benefits: AAA offers unique member benefits, including roadside assistance and travel discounts, bundled with Fiat car insurance policies.
- Competitive Rates for Members: Fiat car insurance rates start at $47 per month for minimum coverage.
- Accident and Ticket Forgiveness: According to our AAA insurance review, Fiat owners benefit from AAA’s accident and ticket forgiveness programs, preventing premium hikes.
Cons
- Membership Requirement: AAA requires membership for Fiat drivers to access insurance policies, which could add to the overall cost.
- Higher High-Risk Rates: Rates may be less competitive for drivers with accidents or DUIs who need high-risk Fiat auto insurance.
#8 – Erie: Best Customer Service
Pros
- High Customer Satisfaction: Erie is noted for its strong customer service, making it a preferred choice for Fiat drivers seeking attentive support.
- Competitive Rates: With minimum coverage rates at $48 per month, Erie offers a cost-effective option for Fiat car insurance.
- Robust Coverage Options: A wide range of coverage options allows Fiat drivers to tailor their policies to fit their specific needs. Learn how to bundle home and auto insurance with Erie.
Cons
- Regional Availability: Erie is not available in all states, potentially limiting options for Fiat car owners in certain areas.
- Limited Online Management Tools: Erie’s digital tools for managing Fiat car insurance policies are less robust than some competitors.
#9 – Travelers: Cheapest With Extensive Network
Pros
- Nationwide Network Coverage: Travelers offers Fiat car insurance across a broad network, making it a reliable option for drivers nationwide.
- Competitive Rates for Bundling: Fiat drivers benefit from significant savings when bundling their car insurance with other policies. Learn how in our Travelers homeowners insurance review.
- Strong Financial Backing: An A++ rating from A.M. Best ensures a stable choice for Fiat car insurance customers.
Cons
- Complex Discounts: Travelers’ discount programs may be harder for Fiat drivers to understand and utilize fully.
- Average Rates for Minimum Coverage: At $50 per month, Travelers’ rates for minimum coverage are not the cheapest for Fiat car insurance.
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#10 – Amica: Cheapest Customer Rewards
Pros
- Exceptional Customer Service: Amica is known for its outstanding customer service when filing Fiat car insurance claims. Learn how long it takes to process an insurance claim with Amica.
- Comprehensive Coverage Options: A wide range of coverage options ensures Fiat drivers can find a policy that fits their needs.
- Loyalty Rewards: Amica offers loyalty discounts and dividend payments for long-term customers, making it a cost-effective option for Fiat car owners.
Cons
- Higher Monthly Rates: Amica’s rates, starting at $53 per month for minimum coverage, are higher than many competitors for Fiat car insurance.
- Limited Availability: Amica Fiat car insurance policies may not be available in every region, potentially restricting access for some drivers.
Fiat Car Insurance Premiums Across Providers
Fiat owners looking for affordable car insurance have several options. By comparing rates and coverage levels, Fiat owners can choose the best insurance plan tailored to their needs and budget.
Fiat Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $47 | $120 |
| $45 | $115 |
| $53 | $145 |
| $48 | $130 |
| $43 | $112 |
| $46 | $125 |
| $44 | $110 |
| $42 | $108 |
| $40 | $105 |
| $50 | $140 |
How much does Fiat 124 Spider car insurance cost? State Farm offers the most competitive monthly Fiat car insurance rates, with minimum coverage starting at $40 and full coverage at $105, making it the top choice.
Progressive and Farmers also provide low-cost options, with Progressive charging $42 for minimum coverage and $108 for full coverage, while Farmers offers $43 and $112, respectively.
However, some companies, such as Amica and Travelers, have higher premiums, with Amica charging $53 per month for minimum coverage and $145 for full, and Travelers offering $50 for minimum and $140 for full.
Get Discounts and Cheap Fiat Insurance Quotes Online
Securing cheap Fiat car insurance requires both exploring discounts and comparing online quotes. Many providers offer fiat insurance discounts for safe driving, low mileage, bundling policies, or installing anti-theft devices. These are the best Fiat car insurance discounts:
Fiat Car Insurance Discounts by Provider| Insurance Company | Available Discounts |
|---|---|
| Multi-Car, Homeowners, Safe Driver, Bundling, Good Student, Defensive Driving |
| Multi-Car, Safe Driver, Bundling, Good Student, Vehicle Safety, Defensive Driving |
| Multi-Policy, Safe Driver, Good Student, Bundling, Vehicle Safety, Loyalty Discount |
| Multi-Policy, Safe Driver, Homeowners, Good Student, Vehicle Safety, Bundling |
| Multi-Car, Homeowners, Good Driver, Safe Driver, Bundling, Discounts for Educators |
| Multi-Policy, Good Driver, Military, Federal Employee, Bundling, Safety Features |
| Multi-Policy, Safe Driver, New Car, Vehicle Safety, Homeowners, Bundling Discounts |
| Multi-Policy, Snapshot, Safe Driver, Homeowners, Continuous Coverage, Bundling |
| Safe Driver, Multi-Car, Homeowners, Defensive Driving, Good Student, Vehicle Safety |
| Multi-Policy, Safe Driver, Bundling, Homeowners, Good Student, New Car |
For luxury Fiat models, insurers may provide additional savings through loyalty programs or accident-free discounts, reducing cheap fiat insurance rates even further.
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To find the best deal, use online tools from companies like State Farm, Progressive, or Farmers. These platforms allow you to quickly receive customized quotes based on your driving profile and vehicle type.
Adjusting coverage levels or increasing deductibles can further save money on fiat car insurance without compromising essential protection. Comparing multiple quotes ensures you secure the best combination of price and coverage for your Fiat, whether you drive a compact model or a luxury edition.
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Finding the Best Cheap Fiat Car Insurance
State Farm, Progressive, and Farmers have cheap Fiat car insurance. State Farm leads with reliable customer service and rates starting at $40/month. Learn how insurance companies calculate your car insurance rate.
Score a powerful bundle with the State Farm Personal Price Plan®. 💪 pic.twitter.com/Pwk4vxBTbp
— State Farm (@StateFarm) August 24, 2024
Progressive provides extensive discounts, making it a flexible option at $42/month, while Farmers is praised for its affordability with plans from $43/month and solid claims handling.
Use online tools to compare providers quickly and easily, ensuring you find the best deal for your specific Fiat model and needs. See how much you’ll pay for car insurance by entering your ZIP code below into our free comparison tool.
Frequently Asked Questions
What is the best company for cheap Fiat car insurance?
State Farm is the top pick for cheap Fiat car insurance, offering comprehensive coverage from $40 per month. (Read more: How can I pay my State Farm insurance premium?)
Why is State Farm considered the best overall choice for Fiat insurance?
State Farm Fiat car insurance combines affordable rates with extensive coverage options.
How does Progressive’s flexible policy benefit Fiat insurance coverage?
Progressive offers adjustable policies that cater to various driving habits, allowing Fiat owners to only pay for what they need.
What makes Farmers a good choice for Fiat car insurance?
Farmers offers customizable insurance options, enabling Fiat owners to tailor their coverage to their specific requirements and budget.
What factors affect the cost of Fiat car insurance?
Factors such as your driving record, age, location, and the model of your Fiat influence the insurance premium. Learn how insurance companies access your driving record.
Is comprehensive coverage necessary for a Fiat?
Comprehensive coverage is recommended for Fiat owners to protect against non-collision damage, such as theft, vandalism, or natural disasters.
How can I find the lowest rates for Fiat car insurance?
Compare rates from multiple providers like State Farm, Progressive, and Farmers to identify the lowest rate based on your driving profile. Get started today by entering your ZIP code below into our free comparison tool.
Are there specific car insurance discounts for Fiat owners?
Yes, many providers, including State Farm and Progressive, offer Fiat car insurance discounts such as multi-policy, good driver, or low-mileage discounts.
How do I choose between State Farm, Progressive, and Farmers for my Fiat?
Consider factors like coverage options, flexibility, and your budget to determine which provider best meets your insurance needs.
What is the average monthly cost for Fiat car insurance?
The average monthly cost for Fiat car insurance varies but can start as low as $40 with providers like State Farm. Enter your ZIP code below into our free comparison tool to see how much Fiat car insurance costs in your area.
Enter your ZIP code below to compare cheap insurance rates.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.