Cheap Mazda Car Insurance in 2024 (Big Savings With These 10 Providers!)
State Farm, Geico, and AAA are the top picks for cheap Mazda car insurance, with rates starting at $65/month. These companies deliver the most affordable insurance coverage for Mazdas while maintaining strong customer satisfaction and comprehensive benefits for the most affordable Mazda auto insurance.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Oct 8, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Oct 8, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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19,116 reviewsCompany Facts
Min. Coverage for Mazda
A.M. Best Rating
Complaint Level
Pros & Cons
19,116 reviews
2,934 reviewsCompany Facts
Min. Coverage for Mazda
A.M. Best Rating
Complaint Level
Pros & Cons
2,934 reviewsState Farm, Geico, and AAA have cheap Mazda car insurance. State Farm has the most competitive options starting at $65/month.
State Farm stands out with its affordable rates and extensive insurance coverage options. Geico is notable for its low premiums and customer satisfaction. AAA combines cost-effectiveness with valuable benefits for its members.
Our Top 10 Company Picks: Cheap Mazda Car Insurance| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $65 | B | Low Rates | State Farm |
 | #2 | $69 | A++ | Online Quotes | Geico |
 | #3 | $71 | A | Local Agents | AAA |
 | #4 | $74 | A+ | 24/7 Support | Erie |
 | #5 | $76 | A | Student Savings | American Family |
 | #6 | $79 | A+ | Add-on Coverages | Allstate |
 | #7 | $83 | A+ | Usage-Based Plans | Progressive |
 | #8 | $86 | A | Discount Variety | Farmers |
 | #9 | $94 | A++ | Accident Forgiveness | Travelers |
 | #10 | $97 | A | Customizable Polices | Liberty Mutual |
These are some of the cheapest car insurance companies for comprehensive coverage. Keep reading to compare each of these companies’ unique advantages, ensuring you find the most affordable Mazda car insurance.
Our free online comparison tool above allows you to compare cheap car insurance quotes instantly — just enter your ZIP code to get started.
- Get affordable Mazda car insurance with rates starting at $65/month
- State Farm is the top pick for the best Mazda car insurance coverage
- AAA offers free roadside assistance on Mazda policies for its members
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#1 – State Farm: Top Pick Overall
Pros
- Extensive Discount Availability: State Farm offers a wide variety of discounts, making it easier to secure the best Mazda insurance.
- Budget-Friendly Premiums: With one of the lowest Mazda car insurance rates at $65/month, State Farm ensures affordable coverage. Explore more in our detailed State Farm insurance review.
- Reliable Nationwide Service: State Farm’s vast network provides Mazda drivers with dependable support while maintaining cheap car insurance rates.
Cons
- Limited Add-On Options: State Farm may not offer as many customizable coverage options for drivers seeking cheap Mazda car insurance.
- Low Financial Ratings: With only a B rating from A.M. Best, State Farm may not be as financially stable as other Mazda car insurance companies.
#2 – Geico: Best for Cheap Online Quotes
Pros
- Competitive Rates: Geico offers one of the lowest premiums at $69 per month, making it a great choice for those seeking cheap Mazda car insurance. See more details on our Geico insurance review.
- User-Friendly Online Tools: Geico’s easy-to-use digital tools help drivers get Mazda auto insurance quotes online and manage their policies.
- Extensive Discounts: Geico provides a wide range of discounts, which can help lower their Mazda insurance costs.
Cons
- Limited In-Person Support: Geico’s focus on online services might not suit Mazda drivers who prefer face-to-face assistance for their cheap Mazda car insurance needs.
- Basic Coverage Options: Geico’s focus on affordability might result in fewer customization options for Mazda drivers looking for more comprehensive coverage.
#3 – AAA: Best for Local Agents
Pros
- Personalized Service: AAA’s local agents offer personalized support, which is ideal for drivers seeking cheap Mazda car insurance with in-person help.
- Comprehensive Roadside Assistance: AAA includes roadside assistance in their packages, adding value to cheap Mazda car insurance policies.
- Strong Regional Service: Read our AAA insurance review for a list of regional coverage options, ideal for drivers seeking cheap Mazda car insurance with local expertise.
Cons
- Membership Required: Mazda drivers must have a AAA membership to buy cheap car insurance.
- Limited Nationwide Availability: AAA’s insurance services aren’t available everywhere, limiting options for Mazda drivers who need cheap Mazda car insurance across multiple states.
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#4 – Erie: Best for 24/7 Support
Pros
- 24/7 Support: Erie provides 24/7 service for Mazda drivers. For help paying your Erie Insurance premium, their customer service is available to assist you.
- Reasonable Pricing: Erie offers a competitive $74 monthly Mazda car insurance premium.
- Tailored Policies: Erie’s customizable policies allow drivers to design affordable Mazda insurance coverage that fits their needs.
Cons
- Limited Availability: Erie car insurance for Mazdas is not available in all states.
- Less Advanced Online Tools: Erie’s digital tools aren’t as user-friendly as some competitors, making it harder to find cheap Mazda car insurance online.
#5 – American Family: Cheapest for Students
Pros
- Student Discounts: American Family offers great student discounts, lowering Mazda car insurance costs for young drivers.
- Competitive Rates: With a $76 monthly premium, American Family is a strong option for cheap Mazda car insurance.
- Reliable Customer Service: AmFam is known for strong customer service when handling Mazda insurance claims. Learn the car insurance claim process with American Family.
Cons
- Not Available Nationwide: American Family’s Mazda car insurance coverage is limited to 26 states.
- Fewer Add-Ons: While affordable, American Family provides fewer customization options for Mazda car insurance with specialized add-ons.
#6 – Allstate: Cheapst Add-on Coverages
Pros
- Comprehensive Add-Ons: Allstate offers a variety of add-on coverage options, making it great for drivers who want cheap Mazda car insurance with extra features.
- Efficient Claims Process: Check out our Allstate insurance review to learn about its reliable Mazda auto insurance claim process.
- Innovative Technology: Allstate’s digital tools, including a user-friendly app, make managing cheap Mazda car insurance policies easy.
Cons
- Fewer Discounts: Compared to companies like Geico and State Farm, Allstate offers fewer discount opportunities for Mazda drivers looking for cheap Mazda car insurance.
- Rate Increases Over Time: Some drivers may experience gradual premium increases, making cheap Mazda car insurance less affordable in the long run.
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#7 – Progressive: Cheapest Usage-Based Plans
Pros
- Usage-Based Discounts: Progressive Snapshot helps drivers reduce their Mazda car insurance rates by rewarding safe driving. Learn how in our Progressive insurance review.
- Digital Convenience: Progressive’s user-friendly online tools and mobile app make managing cheap Mazda car insurance simple and hassle-free.
- Affordable Rates: With a $83 monthly premium, Progressive offers competitive Mazda car insurance prices.
Cons
- Limited In-Person Support: Progressive’s focus on digital services means there are fewer opportunities for face-to-face assistance for Mazda drivers.
- Basic Coverage Options: While affordable, Progressive may not offer as many comprehensive or customizable options for Mazda auto insurance.
#8 – Farmers: Best Discount Variety
Pros
- Long List of Discounts: Farmers offers more Mazda car insurance discounts than other companies. See a full list in our Farmers insurance review.
- Customizable Policies: Farmers offers customizable coverage, allowing drivers to tailor their affordable Mazda insurance to their needs.
- Specialized Coverages: Farmers provides unique coverage options, including policies for rideshare drivers, adding value to cheap Mazda car insurance packages.
Cons
- Higher Rates: At $86 per month, Farmers’ premiums are higher, making it less appealing for cheap Mazda auto insurance.
- Fewer Digital Tools: Compared to other providers like Progressive, Farmers offers fewer online tools for managing cheap Mazda car insurance policies conveniently.
#9 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Travelers offers accident forgiveness, helping Mazda drivers avoid premium hikes on their cheap Mazda car insurance after their first at-fault accident.
- Discount Opportunities: Travelers provides several discounts to lower the monthly premium for Mazda insurance.
- Strong Customer Support: Travelers is known for its reliable customer service, ensuring drivers have help when paying Travelers insurance premiums.
Cons
- Higher Premiums: With a $94 monthly premium, Travelers is one of the more expensive Mazda car insurance companies.
- Limited Agent Presence: Travelers has fewer local agents, which may not appeal to Mazda drivers who prefer in-person assistance.
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#10 – Liberty Mutual: Cheapest Customizable Policies
Pros
- Customizable Policies: Liberty Mutual allows drivers to customize their cheap Mazda car insurance policies to fit their exact needs. Read more in our Liberty Mutual insurance review.
- Comprehensive Coverage: Liberty Mutual provides a wide range of coverage options, offering flexibility for drivers seeking Mazda auto insurance with specific protections.
- User-Friendly Mobile App: Liberty Mutual’s mobile app is intuitive and makes managing Mazda insurance policies easy for drivers.
Cons
- Higher Monthly Rates: At $97 per month, Liberty Mutual’s premium is one of the most expensive options for Mazda car insurance.
- Fewer Discount Options: Liberty Mutual provides fewer discounts than competitors, limiting savings on cheap Mazda car insurance.
Understanding the Factors That Influence Mazda Car Insurance Rates
This table showcases monthly car insurance rates for Mazda vehicles from our top ten providers, breaking down costs for both minimum and full coverage.
Mazda Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $71 | $162 |
| $79 | $173 |
| $76 | $169 |
| $74 | $167 |
| $86 | $181 |
| $69 | $157 |
| $97 | $188 |
| $83 | $176 |
| $65 | $149 |
| $94 | $185 |
Mazda car insurance rates are influenced by several key factors, including the model, age, and safety features of the vehicle. High-performance models like the Mazda MX-5 Miata generally cost more to insure. Learn more about how insurance companies calculate car insurance rates.
Understanding Car Insurance Coverage for Mazdas
Auto insurance is a critical investment for Mazda owners, offering financial protection and peace of mind in the event of accidents, theft, or damage. The type of coverage you choose, such as comprehensive or collision, will affect your overall insurance costs.
For older Mazda models, you might not need comprehensive coverage if your vehicle’s market value has depreciated significantly. Liability coverage still shields Mazda drivers from costly legal claims if they are responsible for an accident, making it an essential safeguard.
Whether you need Mazda3, MX-5 Miata, or Mazda CX-5 car insurance, having the policy helps cover repair costs, medical expenses, and liability claims that could otherwise result in significant financial losses. Customizing coverage based on your driving habits and Mazda model ensures that you’re getting the best protection at an affordable price.
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Tips for Reducing Mazda Car Insurance Costs
Car insurance costs can vary significantly, but there are effective strategies to help you save money. Here are the top ways to reduce car insurance costs for your Mazda:
- Increase Your Deductible: Raising your deductible can lead to substantial savings on your monthly Mazda insurance premium. Just ensure you have the financial means to cover the higher deductible if you need to file a claim.
- Maintain a Clean Driving Record: A clean driving record is one of the most effective ways to keep your insurance premiums low. Avoiding traffic violations and accidents demonstrates your reliability as a driver.
- Bundle Insurance Policies: Combining your auto insurance with additional policies like home or renters insurance can result in substantial savings. Numerous insurance providers offer multi-policy car insurance discounts.
- Shop Around and Compare Rates: Insurance rates vary between providers, so it’s essential to shop around and compare Mazda auto insurance quotes online.
Certain insurance providers offer Mazda-specific discounts, helping owners save on premiums. Explore various ways to cut costs, from bundling home and auto policies to securing a discount for maintaining a clean driving record.
Car Insurance Discounts from the Top Providers for Mazda| Insurance Company | Available Discounts |
|---|---|
| Bundling, Multi-Vehicle, Loyalty, Good Driver |
| Bundling, Safe Driver, Anti-Theft, Good Student |
| Bundling, Defensive Driving, Good Student, Low Mileage |
| Bundling, Safe Driver, Young Driver, Reduced Usage |
| Bundling, Good Student, Safe Driver, Alternative Fuel |
| Bundling, Anti-Theft, Defensive Driving, Good Driver |
| Bundling, Early Shopper, Alternative Energy, Good Student |
| Bundling, Good Student, Snapshot, Homeowner |
| Bundling, Safe Driver, Good Student, Vehicle Safety |
| Bundling, Good Student, Hybrid Vehicle, Safe Driver |
Whether it’s through anti-theft devices, good student incentives, or early quotes, there’s a discount to fit your needs. Implementing these strategies can help you effectively reduce car insurance costs for your Mazda.
By maintaining a clean driving record, bundling policies, and comparing rates, you can enjoy substantial savings while keeping your Mazda well-protected. Regularly review your insurance options to ensure you continue to get the best value for your coverage needs.
Maximize Savings on Mazda Car Insurance
How much does Mzda CX-7 car insurance cost? For those seeking cheap Mazda car insurance, State Farm, Geico, and AAA are top providers, offering rates starting at $65 per month.
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Key factors like vehicle model, safety features, and driving record influence cheap Mazda car insurance rates. By understanding these factors and utilizing available discounts, Mazda owners can achieve significant savings while maintaining strong protection for their vehicles.
By using our free online comparison tool, Mazda owners can explore these options and customize coverage to suit their needs.
Frequently Asked Questions
Are there specific Mazda models that are cheaper to insure?
Yes, some Mazda models are cheaper to insure than others. Generally, vehicles with higher safety ratings and lower repair costs, like the Mazda 3, may have lower insurance premiums. On the other hand, sports models or those with high-performance features, such as the Mazda MX-5 Miata, might be more expensive to insure.
How can I find the cheapest Mazda car insurance?
To find the cheapest Mazda car insurance, start by comparing online car insurance quotes from different companies. Make sure to check for discounts such as those for safe driving, low mileage, or bundling with other policies. Also, consider adjusting your coverage levels and deductibles to find a balance between cost and protection that suits your needs.
Is Mazda considered a luxury car for insurance?
People often wonder about this when considering a luxury model as their next vehicle. While the manufacturer isn’t technically a luxury brand, their models do contain many luxe features, especially in the premium trims. Here are some examples of luxury features available in Mazda vehicles.
What age is Mazda car insurance the lowest?
If you’re a young driver, you can look forward to car insurance savings as you get older. Both male and female drivers see the biggest drop in average annual car insurance premiums between the ages of 18 and 19.6 days ago.
What factors affect the cost of cheap Mazda car insurance?
Several factors impact the cost of cheap Mazda car insurance, including your driving history, location, vehicle model, age, and coverage options. Insurance providers also consider your credit score and any past claims.
Is it worth considering a higher deductible for cheaper Mazda car insurance?
Opting for a higher deductible can lower your monthly insurance premiums, but it means you’ll pay more out-of-pocket if you file a claim. Learn how to lower your car insurance by choosing the best deductible.
Which type of Mazda car insurance is the cheapest?
Typically, minimum liability insurance is the least expensive, though prices are influenced by individual circumstances.
How often should I compare quotes for cheap Mazda car insurance?
It’s a good idea to compare quotes for cheap Mazda car insurance annually or whenever you experience significant changes in your life, such as moving to a new location, getting a new car, or changing your driving habits. Enter your ZIP code below to start comparing free quotes today.
Do discounts apply to Mazda car insurance for young drivers?
Young drivers may face higher insurance rates due to their inexperience. However, many insurance companies offer discounts for students with good grades, completion of driver safety courses, or if they drive a safe, low-cost vehicle like certain Mazda models. Compare the average auto insurance rates by age and gender to learn more.
Can I save money on Mazda car insurance if I have a good driving record?
Absolutely. A clean driving record with no accidents or traffic violations can help you qualify for lower insurance premiums. Many insurers offer discounts for drivers who maintain a good driving history, which can contribute to cheaper Mazda car insurance.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.