Cheap Mercury Car Insurance in 2024 (Top 10 Companies for Savings)
State Farm, Allstate, and Progressive top the list for cheap Mercury car insurance, with State Farm offering rates starting at just $54 per month. Allstate is the cheapest company for comprehensive Mercury coverage with add-ons. Drivers get the lowest Mercury insurance rates by qualifying for discounts.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Sep 30, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Sep 30, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
On This Page
11,413 reviewsCompany Facts
Min. Coverage for Mercury
A.M. Best Rating
Complaint Level
Pros & Cons
11,413 reviews
13,128 reviewsCompany Facts
Min. Coverage for Mercury
A.M. Best Rating
Complaint Level
Pros & Cons
13,128 reviewsState Farm, Allstate, and Progressive are the best providers of cheap Mercury car insurance due to their competitive rates and extensive coverage options.
These providers stand out for offering the best Mercury car insurance discounts. State Farm excels with its exceptional claims service, while Allstate and Progressive provide solid savings programs.
Our Top 10 Company Picks: Cheap Mercury Car Insurance| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $54 | B | Customer Service | State Farm |
 | #2 | $57 | A+ | Add-on Coverages | Allstate |
 | #3 | $59 | A+ | Online Convenience | Progressive |
 | #4 | $61 | A | Local Agents | AAA |
 | #5 | $63 | A++ | Accident Forgiveness | Travelers |
 | #6 | $66 | A+ | 24/7 Support | Erie |
 | #7 | $69 | A | Student Savings | American Family |
 | #8 | $71 | A++ | National Coverage | Geico |
 | #9 | $77 | A | Customizable Polices | Liberty Mutual |
 | #10 | $81 | A | Insurance Discounts | Farmers |
Whether prioritizing savings or coverage, these companies deliver top-tier solutions for Mercury drivers, ensuring reliable and customizable policies that fit various needs.
Find the best comprehensive car insurance quotes by entering your ZIP code above into our free comparison tool today.
- These top ten providers offer great savings for Mercury auto insurance
- State Farm is the top pick for cheap rates starting at $54/month
- Newer Mercury models with safety features may qualify for discounts
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#1 – State Farm: Top Overall Pick
Pros
- Efficient Claims Process: State Farm is recognized for its smooth and hassle-free claims process for Mercury policyholders.
- Driver Safety Programs: State Farm Drive Safe & Save provides Mercury owners savings through telematics and driver safety initiatives. Read more in our State Farm insurance review.
- Low-Cost Mercury Premiums: With premiums starting at $54, State Farm stands out as one of the most budget-friendly choices for Mercury insurance.
Cons
- Limited Customization: Mercury policies may offer fewer add-ons compared to competitors like Allstate.
- No Accident Forgiveness: State Farm lacks accident forgiveness for Mercury owners, unlike some other providers.
#2 – Allstate: Cheapest Add-on Coverages
Pros
- Extensive Mercury Add-ons: Allstate offers a wide range of add-on coverages, ideal for Mercury drivers looking for more customization.
- High Claims Satisfaction: Mercury owners rate Allstate highly for its responsive claims handling. Get company financial ratings in our Allstate insurance review.
- Deductible Benefits: Mercury owners enjoy decreasing deductibles with continued safe driving.
Cons
- Policy Complexity: The variety of add-ons can make navigating Mercury insurance policies more complicated.
- Fewer Discounts: Mercury drivers may find fewer discount opportunities with Allstate compared to State Farm.
#3 – Progressive: Best for Online Convenience
Pros
- Simplified Mercury Policy Management: Progressive’s user-friendly online system allows Mercury drivers to easily manage their policies.
- Affordable Mercury Premiums: With rates starting at $59/month, Progressive provides competitive Mercury auto insurance rates.
- Real-Time Claims Tracking: Mercury drivers can track their claims in real-time through Progressive’s digital platform. Learn how in our Progressive insurance review.
Cons
- Snapshot Penalties: If you sign up for Progressive usage-based insurance, you might see rate increases on Mercury insurance.
- Lower Bundling Savings: Bundling Mercury car insurance with other policies may not offer as much savings as with State Farm.
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#4 – AAA: Best for Local Agents
Pros
- Personalized Mercury Assistance: AAA’s local agents provide one-on-one service for Mercury drivers seeking tailored insurance help.
- Member-Exclusive Discounts: AAA members get access to exclusive Mercury car insurance discounts.
- Longstanding Mercury Experience: AAA has been a trusted provider of Mercury vehicle insurance for years. Read more in our AAA insurance review.
Cons
- Higher Mercury Costs: AAA’s premiums for Mercury insurance start at $61/month, which is higher than some other options.
- Limited Online Features: AAA’s digital tools for managing Mercury policies are not as advanced as competitors like Progressive.
#5 – Travelers: Cheapest Accident Forgiveness
Pros
- Accident Forgiveness: Travelers offers accident forgiveness, a key benefit for Mercury drivers wanting to avoid rate hikes.
- 24/7 Claims Support: Mercury drivers have access to round-the-clock claims assistance, ensuring quick service when needed.
- Stable Premiums: Travelers offers steady rates, especially with accident forgiveness in place for Mercury drivers. Find out how to pay Travelers insurance premiums.
Cons
- Fewer Local Agents: Mercury drivers might have limited access to local agents with Travelers compared to other providers.
- Less Customization: Travelers offers fewer customization options for Mercury insurance policies than insurers like Allstate.
#6 – Erie: Best for 24/7 Support
Pros
- Around-the-Clock Mercury Assistance: Erie offers 24/7 customer service for Mercury policyholders, ensuring support anytime it’s needed.
- Competitive Mercury Coverage: Erie provides solid coverage options tailored to Mercury vehicles.
- High Financial Stability: With an A+ rating, Erie ensures security for Mercury insurance policies.
Cons
- Limited Online Features: Erie’s digital tools for Mercury policy management are less robust compared to Progressive. Learn how to renew an Erie car insurance policy.
- Fewer Discount Options: Mercury drivers may find fewer discounts with Erie compared to providers like Geico or State Farm.
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#7 – American Family: Cheapest for Students
Pros
- Student Discounts for Mercury Drivers: American Family offers excellent Mercury car insurance discounts for students.
- Reliable Mercury Coverage: What types of car insurance coverage does American Family offer? AmFam provides comprehensive protection tailored to Mercury drivers.
- Financially Strong: With an A rating from A.M. Best, American Family is a stable choice for Mercury insurance policies.
Cons
- Higher Premiums for Mercury: American Family car insurance rates for Mercury start at $69/month, which is higher than several competitors.
- Fewer Local Agents: American Family may have limited agent availability in some areas for Mercury drivers.
#8 – Geico: Cheapest in Most States
Pros
- A++ Financial Rating: Geico’s strong financial rating ensures Mercury policies are secure and stable. Get customer service reviews and financial ratings in our expert Geico auto insurance review.
- Quick Quote System: Geico’s fast quote process makes it easy for Mercury drivers to compare rates and find savings.
- National Availability: Affordable Mercury car insurance is available in all 50 states through Geico.
Cons
- Limited Add-on Coverage: Geico offers fewer customization options for Mercury policies compared to competitors like Allstate.
- Less Personalized Service: Mercury drivers seeking one-on-one agent interaction may find Geico’s online-first approach limiting.
#9 – Liberty Mutual: Cheapest Customizable Policies
Pros
- Tailored Mercury Policies: Liberty Mutual offers highly customizable policies for Mercury drivers, allowing them to adjust coverage to suit their needs.
- Accident Forgiveness: Liberty Mutual accident forgiveness ensures Mercury drivers aren’t penalized for their first accident.
- Easy Claims Process: Liberty Mutual makes it simple to track Mercury insurance claims online. Get more details in our Liberty Mutual auto insurance review.
Cons
- Limited Local Agents: Mercury drivers may not find as many Liberty Mutual agents for in-person help.
- Fewer Discounts: Liberty Mutual offers fewer Mercury insurance discounts compared to companies like State Farm and Geico.
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#10 – Farmers: Cheapest With Discounts
Pros
- Big Savings With Discounts: Explore Mercury car insurance discount options to help you save in our Farmers insurance review.
- Personalized Mercury Service: Farmers provides a network of local agents who can offer tailored advice and service for Mercury auto insurance.
- Deductible Savings: Drivers can lower their Mercury insurance deductibles through Farmers’ safe driving discounts.
Cons
- Higher Mercury Premiums: Farmers’ rates start at $81 per month, making it one of the more expensive options for Mercury drivers.
- Limited Online Features: Farmers’ online platform is not as advanced as those of competitors like Geico or Progressive.
Exploring Mercury Car Insurance Coverage and Rates
Leading providers such as State Farm and Progressive offer Mercury insurance at competitive rates, with full coverage plans starting as low as $123 per month.
Mercury Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $61 | $138 |
| $57 | $131 |
| $69 | $147 |
| $66 | $144 |
| $81 | $156 |
| $71 | $150 |
| $77 | $153 |
| $59 | $134 |
| $54 | $123 |
| $63 | $140 |
Cheap Mercury car insurance companies offer several policy options depending on the type of protection you’re seeking. Personal liability insurance is included in Mercury coverage, which includes the basic state-required minimum liability insurance, often the most affordable option for drivers.
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However, for those wanting more comprehensive protection, Mercury full coverage is a popular choice. This full coverage auto insurance plan typically includes both collision and comprehensive coverage, safeguarding your vehicle against accidents, theft, and other damages like vandalism or natural disasters.
Whether you choose minimum liability or Mercury full coverage, comparing quotes across different insurers can help ensure you’re getting the most cost-effective plan for your needs while maintaining adequate protection for your vehicle.
Key Factors That Impact Mercury Car Insurance Rates
The key to keeping up with your financial obligations and making sure you have enough protection is understanding the factors that affect Mercury auto insurance costs:
- Driver Characteristics: Age and driving history greatly affect premiums. Younger or inexperienced drivers often face steeper rates due to their higher risk factors.
- Geographic Factors: Your location has a direct impact on insurance pricing. Vehicles in cities, where the likelihood of theft and collisions is higher, usually come with more expensive premiums.
- Vehicle Specifications: The model, year, and safety features of your Mercury play a crucial part. Newer cars come with higher rates but may be eligible for discounts with advanced security systems.
- Credit Standing: A strong credit history typically results in more favorable insurance premiums, as insurers view individuals with solid credit as lower-risk clients.
- Deductible Choices: Opting for a higher deductible can reduce your monthly costs, though it increases the amount you’ll pay out-of-pocket in the event of a claim. This trade-off is something to weigh carefully when setting up your policy.
Fortunately, some of these factors, such as having advanced safety features on your vehicle or maintaining a strong credit standing, can lead to the best Mercury car insurance discounts, helping you save on your premiums.
Mercury Car Insurance Discounts by Provider| Insurance Company | Available Discounts |
|---|---|
| Multi-Policy, Good Driver, Anti-Theft |
| Safe Driver, Multi-Policy, New Car |
| Good Student, Multi-Vehicle, Loyalty |
| Safe Driver, Accident Forgiveness, Pay-in-Full |
| Good Student, Multi-Policy, Affinity |
| Good Driver, Multi-Policy, Military |
| Multi-Policy, New Car, Anti-Theft |
| Safe Driver, Multi-Car, Snapshot |
| Safe Driver, Multi-Policy, Good Student |
| Multi-Policy, Safe Driver, Homeowner |
To further reduce your Mercury auto insurance expenses, consider bundling multiple policies. Additionally, raising your credit score, making use of safe driving incentives, and regularly comparing offers from various insurers are useful methods for managing your insurance costs.
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Leading Providers of Mercury Car Insurance
You can get cheap Mercury car insurance from top companies like State Farm, Allstate, and Progressive, which offer competitive prices and good coverage.
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These providers, known for being the best auto insurance companies that sell policies online, have plans that can be customized to fit a wide range of needs, whether you just need basic liability insurance or full coverage.
Mercury drivers can find the best balance between coverage and cost by getting multiple quotes and making changes to their insurance. Start comparing right away to get the best deals on Mercury car insurance for your car. Get started by entering your ZIP code below into our free comparison tool.
Frequently Asked Questions
What is the cheapest Mercury car insurance?
State Farm offers the most affordable Mercury car insurance with rates starting at $54 per month.
What is the lowest form of Mercury car insurance?
The lowest form of Mercury car insurance is minimum liability coverage that meets state liability laws, which only covers damage and injuries to others if you’re at fault in an accident.
Which type of car insurance is cheapest for Mercury?
What is the cheapest Mercury car insurance group?
State Farm is part of the cheapest group for insuring Mercury models, known for its low rates and substantial discounts.
Which insurance is best for a Mercury car?
State Farm is considered the best insurance for a Mercury due to its balance of cost, coverage, and customer service. Enter your ZIP code into our free comparison tool below to see affordable car insurance quotes from the best companies near you.
How much is comprehensive car insurance for Mercury?
Do I really need fully comprehensive car insurance for Mercury?
While not mandatory, fully comprehensive car insurance for Mercury is recommended to protect against all types of damage and theft.
Which is the most expensive form of Mercury car insurance?
Full coverage insurance, which includes comprehensive and collision insurance, is typically the most expensive form of Mercury car insurance.
What age group has the cheapest car insurance for Mercury?
Drivers aged 25-60 generally receive the cheapest car insurance rates for Mercury, as they are considered less risky. For instance, 60-year-old driver car insurance rates tend to be lower, reflecting their lower risk profile compared to younger or less experienced drivers.
What are the four recommended types of car insurance for Mercury?
The four recommended types of insurance for Mercury are liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
What is the most trusted car insurance company for Mercury?
State Farm is often rated as the most trusted insurance company for Mercury vehicles due to its reliability and customer satisfaction.
What is the cheapest Mercury car insurance for one accident?
Progressive often offers the cheapest Mercury car insurance rates for drivers who have had one accident, particularly through their forgiveness programs. Additionally, they provide guidance on how to get paid for car accident damage, ensuring that drivers understand the claims process and receive compensation efficiently.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.