Cheap Mitsubishi Car Insurance in 2024 (Unlock Big Savings With These 10 Companies!)
The top picks for cheap Mitsubishi car insurance are Geico, Farmers, and State Farm, with Geico offering the lowest rate at $55 per month. Geico provides broad coverage options, Farmers offers valuable add-ons, and State Farm stands out for high-risk drivers. Compare these to find the cheapest auto insurance.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
UPDATED: Nov 3, 2024
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We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Nov 3, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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17,759 reviewsThe best providers for cheap Mitsubishi car insurance are Geico, Farmers, and State Farm, with Geico offering the lowest rate at $55 per month. Geico is ideal for those seeking extensive coverage options, while Farmers shines with its useful add-ons.
State Farm is a strong choice for high-risk drivers. Compare these top companies to find the best fit for your insurance needs.
Our Top 10 Company Picks: Cheap Car Insurance for Mitsubishi
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $55 A++ Coverage Options Geico
#2 $58 A+ Great Add-ons Farmers
#3 $60 B High-Risk Drivers State Farm
#4 $62 A+ Budget Shopping Progressive
#5 $63 A++ Industry Experience Travelers
#6 $65 A+ Vanishing Deductible Nationwide
#7 $66 A+ Usage-Based Discount Allstate
#8 $68 A Affinity Discounts Liberty Mutual
#9 $69 A Global Support AIG
#10 $72 A- Specialized Coverage Hagerty
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- Geico is the top pick for cheap Mitsubishi car insurance, offering the lowest rates
- State Farm is ideal for high-risk drivers seeking affordable Mitsubishi insurance
- Farmers excels with customizable coverage options for Mitsubishi owners
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#1 – Geico: Top Overall Pick
Pros:
- Broad Coverage Options: Geico highlights its comprehensive coverage options, featuring a wide range of protection that flaunts their dedication to meeting diverse needs for Mitsubishi drivers, as outlined in our Geico review and ratings.
- Affordable Premiums: Geico offers cheap Mitsubishi car insurance starting at $55 per month, making it a top choice for budget-conscious drivers.
- Reliable Customer Service: Mitsubishi owners can enjoy excellent customer service and claims processing with Geico.
Cons:
- Limited Local Agents: Geico has fewer in-person service options for Mitsubishi drivers compared to competitors like State Farm.
- Specialty Coverage: Lacks specific Mitsubishi-related coverage options like classic car insurance or coverage for modified vehicles.
#2 – Farmers: Best for Great Add-ons
Pros:
- Customizable Coverage: Farmers offers tailored policies for Mitsubishi drivers, including optional add-ons like rideshare and rental car reimbursement.
- New Car Replacement: Farmers provides new car replacement coverage, perfect for new Mitsubishi owners.
- Great Add-Ons: Farmers flaunts its impressive selection of add-ons, spotlighting unique options like rideshare and OEM parts coverage to provide enhanced protection for Mitsubishi drivers, as seen in our Farmers review and ratings.
Cons:
- Higher Premiums: Farmers tends to have higher monthly rates for Mitsubishi car insurance compared to Geico, starting at $58.
- Limited Discounts: Fewer discount opportunities for Mitsubishi drivers compared to other providers like Geico.
#3 – State Farm: Best for High-Risk Drivers
Pros:
- High-Risk Driver Support: State Farm demonstrates its commitment to high-risk drivers by featuring competitive rates and accident forgiveness, ensuring tailored coverage, as indicated in our State Farm review and ratings.
- Accident Forgiveness: Mitsubishi drivers benefit from accident forgiveness, protecting them from premium increases after their first accident.
- Personalized Service: State Farm provides a network of local agents offering personal assistance for Mitsubishi car insurance needs.
Cons:
- Higher Rates for Safe Drivers: Premiums for Mitsubishi car insurance can be higher for safe drivers compared to budget providers like Geico.
- Fewer Digital Tools: Lacks the robust online tools and mobile app features available with competitors like Progressive for Mitsubishi drivers.
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#4 – Progressive: Best for Budget Shopping
Pros:
- Usage-Based Insurance: Mitsubishi drivers can benefit from Progressive’s Snapshot program, which rewards safe driving habits with lower Mitsubishi car insurance premiums.
- Comprehensive Coverage: Offers extensive coverage options like gap insurance and custom parts for modified Mitsubishi vehicles.
- Budget-Friendly Options: Progressive flaunts its budget-friendly approach, spotlighting affordable coverage and usage-based insurance that manifest significant savings for Mitsubishi drivers, as shown in our Progressive review and ratings.
Cons:
- Claims Process: Some Mitsubishi drivers report slower claims processing compared to providers like Geico.
- Inconsistent Customer Service: Customer service quality for Mitsubishi car insurance may vary by region.
#5 – Travelers: Best for Industry Experience
Pros:
- Accident Forgiveness: Travelers includes accident forgiveness for Mitsubishi car insurance, helping drivers avoid rate hikes after their first accident.
- New Car Replacement: Travelers offers new car replacement coverage, perfect for new Mitsubishi owners seeking comprehensive protection.
- Industry Expertise: Travelers demonstrates its long-standing industry experience by presenting reliable coverage and financial security, offering peace of mind for Mitsubishi drivers. To delve deeper, refer to our in-depth report titled “Does Travelers offer gap insurance?“
Cons:
- Higher Premiums: Mitsubishi car insurance rates with Travelers tend to be higher than more budget-friendly options like Geico.
- Limited Discounts: Fewer discount options are available for Mitsubishi drivers compared to other top providers.
#6 – Nationwide: Best for Vanishing Deductible
Pros:
- Vanishing Deductible: Nationwide highlights its vanishing deductible program, spotlighting this unique offering that rewards safe Mitsubishi drivers by reducing deductibles over time. For a thorough understanding, refer to our detailed analysis titled “Does Nationwide car insurance cover damage to my car if I hit a parked car?“
- Affordable Rates for Safe Drivers: Safe Mitsubishi drivers can enjoy lower Mitsubishi car insurance premiums with Nationwide.
- Bundling Options: Nationwide offers savings for Mitsubishi owners who combine home and auto insurance policies.
Cons:
- Limited Digital Tools: Nationwide’s online tools and mobile app features are not as advanced as those offered by competitors like Progressive for Mitsubishi drivers.
- Premium Hikes for High-Risk Drivers: Mitsubishi car insurance rates may increase significantly for drivers with traffic violations or accidents.
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#7 – Allstate: Best for Usage-Based Discounts
Pros:
- Accident Forgiveness: Allstate provides accident forgiveness for Mitsubishi drivers, ensuring rates won’t increase after their first accident.
- Multiple Discounts: Offers a variety of discounts, including for safe driving, anti-theft devices, and early signing, helping to lower Mitsubishi car insurance premiums.
- Usage-Based Discount: Allstate presents its usage-based discount, spotlighting programs like Drivewise that manifest notable savings for Mitsubishi drivers based on their driving behavior, as demonstrated in our Allstate review and ratings.
Cons:
- Higher Base Premiums: Allstate’s rates for Mitsubishi car insurance tend to be higher compared to budget providers like Geico.
- Claims Issues: Some Mitsubishi drivers report difficulties with Allstate’s claims process, leading to delays.
#8 – Liberty Mutual: Best for Affinity Discounts
Pros:
- New Car Replacement: Liberty Mutual offers new car replacement coverage for Mitsubishi drivers, covering the cost of a new vehicle if theirs is totaled.
- Affinity Discounts: Liberty Mutual flaunts its affinity discounts, showcasing exclusive savings for Mitsubishi drivers who qualify through special groups or memberships, as described in our Liberty Mutual review and ratings.
- Reliable Claims Service: Liberty Mutual provides smooth and efficient claims processing for Mitsubishi car insurance.
Cons:
- Higher Premiums: Liberty Mutual’s Mitsubishi car insurance rates are typically higher than budget options like Geico or Farmers.
- Limited Discounts: Some discount programs may not apply to all Mitsubishi drivers, reducing potential savings.
#9 – AIG: Best for Global Support
Pros:
- High-End Coverage: AIG specializes in offering high-end coverage for Mitsubishi owners who need extensive protection for their vehicles.
- Personal Umbrella Coverage: Offers additional liability protection with personal umbrella policies for Mitsubishi owners.
- Global Support: AIG spotlights its global support, presenting comprehensive international coverage that demonstrates its ability to safeguard Mitsubishi drivers worldwide, as reflected in our AIG review and ratings.
Cons:
- Expensive Premiums: AIG’s coverage comes with significantly higher premiums, making it less suitable for drivers seeking cheap Mitsubishi car insurance.
- Not for Average Drivers: Primarily geared towards high-net-worth individuals, AIG’s coverage may not be suitable for most Mitsubishi owners.
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#10 – Hagerty: Best for Specialized Coverage
Pros:
- Classic Car Coverage: Hagerty is ideal for Mitsubishi drivers with classic or restored vehicles, offering specialized coverage options.
- Specialized Coverage: Hagerty showcases its specialized coverage, spotlighting tailored insurance for classic and collectible Mitsubishi vehicles that manifest the company’s expertise in niche markets.
- Agreed Value Insurance: Ensures full value compensation for collectible Mitsubishi models in the event of a loss.
Cons:
- Not for Daily Drivers: Hagerty’s coverage is designed for collectible Mitsubishi vehicles, not for daily use.
- High Premiums for Standard Models: Higher rates for standard Mitsubishi cars make it less ideal for budget-conscious drivers.
Essential Coverage for Mitsubishi Owners
When selecting cheap Mitsubishi car insurance, it’s crucial to focus on essential coverage to ensure complete protection. Comprehensive coverage guards against non-collision incidents like theft or weather damage, while collision insurance coverage protects against accidents.
Liability coverage is also vital, covering damages or injuries you cause to others. Prioritizing these elements will help you secure affordable, comprehensive Mitsubishi car insurance.
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If you’re involved in an accident with an uninsured driver and only carry liability coverage, you might wonder what your options are. What happens if I was hit by a driver who has no insurance and I do not have collision insurance, just liability? In this case, your liability insurance won’t cover your damages, so you may have to rely on uninsured motorist coverage (if included in your policy) or cover the repair costs out of pocket.
Saving Money on Mitsubishi Car Insurance
To save on Mitsubishi car insurance, compare quotes from various providers and utilize available discounts. Look for companies that offer savings for multiple policies or vehicle safety features.
Mitsubishi Car Insurance Monthly Rates by Provider & Coverage Level
Insurance Company Minimum Coverage Full Coverage
AIG $69 $155
Allstate $66 $147
Farmers $58 $130
Geico $55 $125
Hagerty $72 $160
Liberty Mutual $68 $150
Nationwide $65 $136
Progressive $62 $140
State Farm $60 $135
Travelers $63 $145
Adjusting coverage levels and opting for usage-based insurance can further reduce premiums. Explore options for cheap Mitsubishi car insurance to find the best rates and maximize your savings. For detailed information, refer to our comprehensive report titled “How to Save Money by Changing Your Car Insurance Policy?”
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Tips to Lower Your Cheap Mitsubishi Car Insurance Costs
Here are tips on how to lower your cheap Mitsubishi car insurance costs. Utilizing these given tips will help you lower your car insurance costs for your Mitsubishi vehicle, and ensure that you get the cheapest coverage.
- Compare Quotes: Regularly compare quotes from different insurance providers to find the cheapest Mitsubishi car insurance options.
- Utilize Discounts: Take advantage of discounts such as multi-policy, safety features, or good student discounts to lower your Mitsubishi car insurance premiums.
- Adjust Coverage Levels: Review and adjust your coverage levels to match your needs, avoiding unnecessary extras that can increase costs.
- Opt for Usage-Based Insurance: Consider usage-based insurance programs that reward safe driving habits and can help reduce your Mitsubishi car insurance costs.
To give you an idea on how much car insurance cost for high-end Mitsubishi vehicles, you can read our detailed report titled “How much does Mitsubishi Outlander PHEV car insurance cost?”
Discounts to Save on Mitsubishi Car Insurance
Taking advantage of available Mitsubishi car insurance discounts is a smart way to lower your Mitsubishi car insurance premiums. Many providers offer savings for bundling policies, installing vehicle safety features, or being a safe driver.
Additionally, multi-car and loyalty discounts can further reduce costs. Exploring these options can make your Mitsubishi car insurance more affordable.
Cheap Mitsubishi Car Insurance for High-Risk Drivers
For high-risk drivers seeking cheap insurance for their Mitsubishi vehicles, several strategies can help reduce premiums. Factors such as maintaining a safe driving record, having a good credit score, and bundling insurance policies can significantly lower rates.
Additionally, exploring multiple providers and comparing quotes ensures you get the best deal tailored to high-risk profiles. Driving safely is important to avoid car accidents that will make your cheap Mitsubishi car insurance cost more expensive.
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Factors That Affect Cheap Mitsubishi Car Insurance Premiums
Several factors influence the cost of cheap Mitsubishi car insurance premiums. These include the driver’s age and driving history, the model and age of the Mitsubishi vehicle,
Key factors affecting cheap Mitsubishi car insurance premiums include the driver’s age, vehicle model and age, driving location, and coverage options, with discounts for safe driving and bundling further influencing rates.
the location where the car is primarily driven, and the chosen coverage options. Additionally, discounts for safe driving, bundling policies, and vehicle safety features can also impact the premium rates. To delve deeper, refer to our in-depth report titled “How Insurance Companies Calculate Car Accident Settlements”
Top Providers for Cheap Mitsubishi Car Insurance
Finding the top providers for cheap Mitsubishi car insurance involves evaluating companies that offer competitive rates and excellent coverage options. Look for insurers known for their affordability and discounts, such as those offering multi-policy savings or safe driver rewards.
Additionally, consider providers with strong customer service and reliable claims handling. Comparing quotes from these top providers will help ensure you get the best value for your Mitsubishi insurance.
Finding cheap car insurance quotes is easy. Just enter your ZIP code into our free comparison tool below to instantly compare quotes near you.
Frequently Asked Questions
Who is the cheapest car insurance provider for Mitsubishi vehicles?
The cheapest car insurance provider for Mitsubishi vehicles often varies based on individual factors, but Geico offer the lowest rates for cheap Mitsubishi car insurance.
What is zero car insurance?
Zero car insurance, often referred to as zero depreciation insurance, is a type of coverage where the insurer pays the full cost of repairs or replacement of your car without deducting depreciation, typically for newer vehicles.
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What type of cover is the cheapest for Mitsubishi car insurance?
For Mitsubishi car insurance, the cheapest type of coverage is typically personal liability insurance, which covers damages to other vehicles and property if you are at fault in an accident but does not cover your own vehicle.
What is the lowest form of car insurance for Mitsubishi vehicles?
The lowest form of car insurance for Mitsubishi vehicles is usually basic liability insurance, which offers minimal coverage and is often the most affordable option.
What does “without excess” mean on Mitsubishi car insurance?
“Without excess” means that you will not have to pay a deductible amount out-of-pocket when making a claim on your Mitsubishi car insurance policy.
What is the difference between comprehensive and zero depreciation insurance for Mitsubishi cars?
Comprehensive insurance covers a wide range of risks including theft, vandalism, and natural disasters, while zero depreciation insurance ensures that the full cost of repairs or replacement is covered without accounting for depreciation. For a comprehensive overview, explore our detailed resource titled “Does Geico car insurance cover damage caused by a falling object?”
At what age is car insurance cheapest for Mitsubishi vehicles?
Car insurance is typically cheapest for drivers in their 30s and 40s, who are generally considered lower risk by insurers, for Mitsubishi vehicles.
What is the cheapest insurance for one accident for Mitsubishi cars?
For one accident, insurance options that offer accident forgiveness or minimal increase in premiums post-accident may be the cheapest, depending on the insurer.
Which type of Mitsubishi car is cheapest to insure?
Typically, smaller and less powerful Mitsubishi cars, such as the Mitsubishi Mirage, are the cheapest to insure due to their lower repair costs and safety ratings.
What is an insurance deductible?
An insurance deductible is the amount you must pay out-of-pocket before your insurance policy covers the remaining costs for a claim.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
