Cheap Scion Car Insurance in 2024 (Top 10 Companies for Savings)
The top providers for cheap Scion car insurance include State Farm, Allstate, and Farmers, with rates starting at just $53 per month. These companies offer competitive rates, comprehensive coverage, and excellent customer satisfaction, making them ideal choices for securing affordable Scion car insurance.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Nov 4, 2024
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
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11,413 reviewsCompany Facts
Min. Coverage for Scion
A.M. Best Rating
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Pros & Cons
11,413 reviews
2,903 reviewsCompany Facts
Min. Coverage for Scion
A.M. Best Rating
Complaint Level
Pros & Cons
2,903 reviews
The top providers for cheap Scion car insurance are State Farm, Allstate, and Farmers, with State Farm being the top pick overall. These companies offer the best combination of low rates, reliable coverage, and customer satisfaction, with premiums starting as low as $53 per month.
When comparing policies, State Farm consistently delivers the most affordable options for Scion drivers, while Allstate and Farmers also provide great value based on coverage and discounts.
Our Top 10 Company Picks: Cheap Scion Car Insurance| Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
|---|---|---|---|---|---|
 | #1 | $53 | B | Many Discounts | State Farm |
 | #2 | $56 | A+ | Add-on Coverages | Allstate |
 | #3 | $58 | A | Local Agents | Farmers |
 | #4 | $60 | A++ | Accident Forgiveness | Travelers |
 | #5 | $62 | A+ | Online Convenience | Progressive |
 | #6 | $65 | A+ | 24/7 Support | Erie |
 | #7 | $67 | A | Local Agents | AAA |
 | #8 | $69 | A | Student Savings | American Family |
 | #9 | $75 | A | Customizable Polices | Liberty Mutual |
 | #10 | $79 | A++ | Cheap Rates | Geico |
Whether you’re looking for minimal coverage or comprehensive protection, these providers stand out for affordability and quality service—here’s what you should know about auto insurance. Enter your ZIP code above to find the top Buick insurance companies near you.
- Cheap Scion car insurance rates start as low as $53 per month with State Farm
- Scion drivers can find minimum coverage for under $60/month from top providers
- State Farm offers the best value with comprehensive Scion insurance at $75/month
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#1 – State Farm: Top Overall Pick
Pros
- Many Discounts: Offers a wide variety of discounts, making it an ideal option for cheap Scion car insurance. Minimum coverage is available at $53 per month.
- Competitive Monthly Rates: Provides one of the most affordable minimum coverage rates, enhancing its appeal for Scion owners.
- Bundling Opportunities: According to our State Farm review, bundling policies offers significant savings, adding even more value to cheap Scion car insurance.
Cons
- Average A.M. Best Rating: The B rating may not inspire as much confidence in long-term financial stability as competitors with higher ratings.
- Higher Premiums for Additional Coverage: Despite affordable minimum coverage, premiums for full coverage can increase substantially.
#2 – Allstate: Best for Add-on Coverages
Pros
- Add-on Coverages: Offers versatile options with various add-on coverages for cheap Scion car insurance. Minimum coverage starts at $56 per month.
- Strong A.M. Best Rating: An A+ rating provides added assurance of financial stability while still offering affordable rates for Scion insurance.
- Customizable Plans: Customizable Plans: Our analysis of the Allstate review reveals that Scion owners can tailor policies extensively, meeting their individual needs.
Cons
- Higher Monthly Rates for Full Coverage: Full coverage costs $128 per month, making it less competitive for those seeking comprehensive protection.
- Not the Cheapest for Minimum Coverage: While competitive, the $56 monthly rate isn’t the absolute lowest option for Scion insurance.
#3 – Farmers: Best for Local Agents
Pros
- Strong Local Agent Network: Personalized service through local agents can be particularly helpful for Scion owners looking for cheap Scion car insurance. Minimum coverage starts at $58 per month.
- Flexible Policy Options: The findings from our Farmers insurance review demonstrate that flexible policy options can be adapted to meet individual needs while keeping rates affordable for Scion drivers.
- Discount Availability: Several discount opportunities are available, further reducing costs for Scion owners.
Cons
- Higher Full Coverage Costs: Full coverage is priced at $131 per month, which may not be ideal for budget-conscious Scion owners.
- A Rating: While solid, the A rating is slightly lower than the highest-rated competitors.
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#4 – Travelers: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Provides accident forgiveness, a great perk for Scion owners seeking cheap Scion car insurance. Minimum coverage starts at $60 per month.
- Top A.M. Best Rating: Holds an A++ rating, offering excellent financial security for Scion drivers.
- Strong Discount Options: Multiple discounts help make its policies more affordable for Scion owners.
Cons
- Higher Minimum Coverage Costs: With a rate of $60 for minimum coverage, it isn’t the cheapest option for Scion insurance. Check out our guide on how to pay Travelers insurance premium.
- Full Coverage Rates: At $135 per month, full coverage may be more expensive than other options.
#5 – Progressive: Best for Online Convenience
Pros
- Convenient Online Tools: Easy-to-use online tools make managing policies convenient for Scion drivers. Minimum coverage costs $62 per month.
- A+ Financial Rating: Strong A+ rating ensures reliable coverage for Scion owners, offering peace of mind.
- Snapshot Program: Based on our Progressive insurance review, the Snapshot program can help Scion drivers further reduce their rates, making Progressive a valuable option.
Cons
- Moderate Rates for Minimum Coverage: The $62 per month for minimum coverage is not the cheapest available.
- Full Coverage Costs: At $137 per month, full coverage can be higher than some competitors.
#6 – Erie: Best for 24/7 Support
Pros
- Round-the-Clock Support: Our examination of the Erie review shows that round-the-clock support is a key benefit for Scion owners looking for reliable service. Minimum coverage starts at $65 per month.
- A+ Financial Rating: Provides financial stability alongside affordable rates.
- Great Customer Service: Excellent customer service reputation makes it a solid choice for Scion drivers who value support.
Cons
- Higher Minimum Coverage Rates: At $65 per month, this option may not be the cheapest for Scion owners. Learn more information on how to pay your Erie insurance premium.
- Full Coverage Costs: With full coverage at $141 per month, Erie may not be the best fit for those seeking lower premiums.
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#7 – AAA: Best for Local Agents
Pros
- Personalized Service: Local agents provide personalized service, helping Scion owners find cheap Scion car insurance. Minimum coverage starts at $67 per month.
- Discount Options: Offers various discounts to help reduce insurance costs.
- Bundling Benefits: Our AAA review highlights that bundling car insurance with other products provides additional savings for Scion owners.
Cons
- Higher Minimum Coverage Costs: The $67 per month for minimum coverage is one of the higher rates available.
- Limited Availability: AAA’s coverage may not be available in all areas, which could be a disadvantage for some.
#8 – American Family: Best for Student Savings
Pros
- Student Discounts: Significant savings for student drivers make it a top choice for cheap Scion car insurance. Minimum coverage starts at $69 per month.
- A Rating for Financial Stability: The solid A rating ensures financial reliability for policyholders.
- Customizable Policy Options: Allows Scion owners to choose coverage options that suit their needs. You might also be interested in American Family’s home insurance. For more details, check out our guide, “American Family Homeowners Insurance Review.”
Cons
- Higher Minimum Coverage Rates: At $69 per month, American Family’s minimum coverage is not the most affordable option for Scion drivers.
- Full Coverage Costs: Full coverage at $147 per month can be expensive for those seeking comprehensive protection.
#9 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: The results of our Liberty Mutual review suggest that Scion owners can tailor policies to meet their specific coverage needs, offering flexible protection. Minimum coverage starts at $75 per month.
- A Rating for Financial Stability: The solid A rating offers financial reliability and peace of mind.
- Discount Opportunities: Liberty Mutual provides various discount options to reduce premium costs.
Cons
- Higher Minimum Coverage Costs: The $75 per month for minimum coverage is on the higher end compared to other companies.
- Full Coverage Rates: Full coverage with Liberty Mutual is priced at $150 per month, which may not be suitable for those looking for cheaper comprehensive protection.
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#10 – Geico: Best for Cheap Rates
Pros
- Low Premiums: Our Geico review indicates that Geico’s focus on providing cheap rates makes it an attractive option for Scion owners. Minimum coverage starts at $79 per month.
- Top A.M. Best Rating: The A++ rating ensures long-term financial security for policyholders.
- Discount Programs: Offers multiple discounts, making Geico a solid option for those seeking affordable coverage.
Cons
- Higher Rates for Minimum Coverage: At $79 per month, Geico’s minimum coverage rate is higher compared to others on this list.
- Full Coverage Costs: Full coverage is relatively expensive, coming in at $154 per month.
Comparing Monthly Insurance Rates for Scion Vehicles
When selecting insurance for your Scion, it’s essential to consider both the provider and the level of coverage. For minimum coverage, State Farm offers the most budget-friendly rate at $53 per month, while Allstate and Farmers are close behind at $56 and $58, respectively.
On the higher end, Geico has the highest monthly rate for minimum coverage, charging $79. If you’re opting for full coverage auto insurance, State Farm continues to provide the best value at $121 per month. In contrast, Geico is again the most expensive, with a full coverage rate of $154.
Scion Car Insurance Monthly Rates by Provider & Coverage Level| Insurance Company | Minimum Coverage | Full Coverage |
|---|---|---|
| $67 | $143 |
| $56 | $128 |
| $69 | $147 |
| $65 | $141 |
| $58 | $131 |
| $79 | $154 |
| $75 | $150 |
| $62 | $137 |
| $53 | $121 |
| $60 | $135 |
Other insurers such as AAA, American Family, and Progressive offer rates that fall in the midrange, with full coverage costs between $128 and $147.
Ultimately, finding the best insurance rate for your Scion involves comparing these prices to balance coverage needs with affordability.
Unlocking Savings With Auto Insurance Discounts for Scion
Saving on car insurance often comes down to knowing which discounts you qualify for and choosing a provider that offers the best deals. For Scion owners, several top insurance companies provide various discounts that could significantly reduce premium costs and help you get low-cost car insurance with driver discounts.
For example, Geico offers an attractive 19% military discount, while Travelers rewards good students with an 18% reduction in premiums.
Additionally, companies like Allstate and American Family provide discounts for multi-policy holders and claims-free drivers, respectively. Bundling your insurance with AAA can also lead to a 13% discount, while State Farm promotes safe driving record with a 16% discount through their Safe Driver Program.
These savings opportunities vary by provider, but knowing which programs you qualify for can lead to substantial long-term savings.
Another key to maximizing savings is obtaining multiple insurance quotes. Getting quotes from different companies allows you to compare rates.
It also makes you understand the available discount programs, and choose the best coverage at the most affordable price. This ensures you’re not only getting the best deal, but also a policy that fits your specific needs.
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Real-Life Savings: Scion Insurance Case Studies
- Case Study #1 – Young Driver Finds Savings With State Farm: A 22-year-old Scion driver in California saved over $150 annually by switching to State Farm for their affordable rates and Safe Driver discount. They received comprehensive coverage for $98 a month, compared to $125 with their previous provider.
- Case Study #2 – Family Lowers Insurance Cost by Bundling Policies: A family of three in Texas bundled their auto and home insurance with Allstate, saving 12% on their Scion’s monthly premium. Their total savings amounted to $180 per year, while keeping full coverage for $115 a month.
- Case Study #3 – Military Member Takes Advantage of Discounts: An active-duty military member in Virginia secured a 19% military car insurance discount with Geico, reducing their monthly premium to $65. By comparing quotes and utilizing military car insurance discounts and tips, they lowered their insurance bill by $200 annually while still maintaining full coverage.
- Case Study #4 – Student Driver Cuts Costs With Good Student Discount: A college student in Ohio saved 15% on their Scion insurance by qualifying for American Family’s Good Student discount. With a GPA of 3.5, they reduced their premium to $88 per month, down from $105.
- Case Study #5 – Safe Driver Reaps Benefits From Usage-Based Program: A 35-year-old driver in Florida saved $120 annually by enrolling in Progressive’s usage-based insurance program, Snapshot. Their monthly rate dropped to $90 after maintaining a clean driving record for 12 months.
These case studies show how personalized factors such as age, location, and driving habits can significantly impact your Scion insurance rates. By exploring available discounts and comparing multiple quotes, you can find the best coverage at the most affordable price.
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Remember, every driver’s situation is unique, so it’s important to evaluate what matters most to you—whether it’s cost, coverage, or service. Start by comparing quotes today to unlock potential savings on your Scion insurance.
Maximizing Your Scion Insurance Savings
By comparing rates and understanding the discounts available, you can secure the most affordable car insurance for your Scion. State Farm, Allstate, and Farmers stand out for their combination of low premiums and excellent coverage options. Remember to explore multi-policy and safe driver discounts to further lower your costs.
Learn more insights on our guide “Can I get a multi-policy discount on my life insurance policy?”
Shopping around ensures you find the best deal for your needs without sacrificing coverage. Start your search today to enjoy significant savings on your Scion insurance policy. When you’re ready to see how much you can save on your car insurance, enter your ZIP code below into our free comparison tool.
Frequently Asked Questions
Is car insurance high on the Scion TC?
A Toyota Scion TC is more expensive to insure compared to the average car. Full coverage auto insurance for a Scion TC tends to be around $200 monthly, on average, while liability only insurance typically comes in at about $90 a month.
Which is the most expensive form of car insurance for Scion?
Comprehensive insurance is generally more expensive than other types of coverage, but it offers broader protection. In addition to covering third-party fire and theft, it also covers damage to your own vehicle, regardless of who is at fault in an accident, making it a smart option when looking for the best Scion car insurance discounts.
Is a Toyota Scion a reliable car?
The Scion XB is generally seen as a reliable vehicle. According to Consumer Reports, the Scion XB has consistently scored well in the reliability category throughout its production years.
Are Scions easy to repair?
Scions are very inexpensive to both maintain and repair. Scion is ultimately still a Toyota. They are generally very reliable and require very little in the way of maintenance and repairs.
Which type of car insurance is best for Scion?
The best car insurance for a Scion would be a comprehensive policy, as it offers complete protection. Among the best car insurance companies for comprehensive coverage, it not only covers third-party liabilities and damages to your vehicle but also provides compensation to your family members in the unfortunate event of death resulting from an accident.
What is the lowest form of car insurance for Scion?
The minimum amount of car insurance you’ll typically need is state-required liability coverage. This allows you to pay for some, if not all, injuries and damages you’re liable for in an accident. Need the cheapest car insurance possible? Enter your ZIP code below into our free comparison tool to find the most affordable rates for your vehicle.
Are Scion TC expensive to maintain?
The estimated cost to maintain and repair a Scion TC ranges from $105 to $3182, with an average of $377.
What age group has the cheapest car insurance?
Experienced and middle-aged drivers in their 30s, 40s, and 50s typically enjoy the cheapest car insurance rates. This is because, according to average auto insurance rates by age and gender, they tend to have more driving experience and are considered lower risk by insurers, compared to younger or older drivers. As a result, insurance companies often offer them more favorable premiums.
Are Scions considered sports cars?
The fun-loving Scion FR-S sports car gets noteworthy handling upgrades for 2015, plus a new limited-edition Release Series 1.0.
Which type of car insurance for Scion is the cheapest?
Typically, fully comprehensive insurance is the least expensive, though prices are influenced by individual circumstances. Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers.
Enter your ZIP code below to compare cheap insurance rates.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
