Marco’s Pizza Auto Insurance: Requirements & Rates for 2024
When you’re looking for Marco’s Pizza auto insurance, you’ll need to shop around. Since Marco’s Pizza delivery drivers are required to use personal vehicles, you’ll need to buy your own coverage. For food delivery insurance, you’ll need both a personal auto insurance policy and commercial coverage (like GEICO commercial auto) or a delivery driver add-on.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
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UPDATED: Jul 14, 2023
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.
UPDATED: Jul 14, 2023
It’s all about you. We want to help you make the right legal decisions.
We strive to help you make confident insurance and legal decisions. Finding trusted and reliable insurance quotes and legal advice should be easy. This doesn’t influence our content. Our opinions are our own.
On This Page
- Marco’s Pizza delivery drivers must be 18, have a high school diploma, a valid driver’s license, and use their own vehicles
- You’ll need to buy your own insurance coverage as a Marco’s Pizza delivery driver
- You’ll probably need both personal and commercial auto insurance coverage as a delivery driver
Are you a Marco’s Pizza delivery driver? If so, it’s important to have the right auto insurance coverage. And you probably have some questions.
Does Marco’s Pizza offer car insurance? Can you buy Marco’s Pizza auto insurance? How much are average Marco’s Pizza auto insurance quotes? What are Marco’s Pizza auto insurance requirements? Will you need to hire a car accident lawyer after an accident? Is a personal policy enough, or do you need commercial coverage like Geico commercial auto (or something similar from another company)? Read this article to find out.
Before you read this Marco’s Pizza car insurance overview, why not use your ZIP code in the free tool on this page to start comparing insurance for food delivery drivers from companies in your area?
What kind of auto insurance do you need as a Marco’s Pizza delivery driver?
Do you have to have car insurance to be a delivery driver? Marco’s Pizza doesn’t specifically call out insurance requirements for its delivery drivers. However, the company does require the following:
- You must be at least 18
- You must have a valid driver’s license
- You must have a high school diploma or diploma equivalent
- You must use your own vehicle
Since you have to use your vehicle, you’re only technically required to maintain the coverage necessary to drive it legally. But you’ll probably need commercial coverage as well because your personal policy won’t be enough. Most personal car insurance policies don’t cover regularly using your vehicle for business reasons.
You may be wondering if Marco’s Pizza is financially liable for your vehicle damages if you’re in an accident while on the job, and the answer is it depends. Who is at fault, individual state laws, and specific circumstances all play a part. Regardless, you should ask to see a copy of Marco’s Pizza’s commercial liability policy and speak with your insurance agent for more.
Its especially important that you have the right coverage as a delivery driver because according to Crosley Law, delivery drivers are among the most at risk for vehicle accidents and fatalities, as compared to other occupations. So, where can you get the right coverage? Keep reading to find out.
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Where can you get delivery driver auto insurance for Marco’s Pizza?
You’ll be able to buy a commercial policy from most major insurers, and often you can work with your existing insurance company to add a commercial policy to your personal coverage. This can get expensive, though. With commercial coverage, you’ll see an increase of around $150 per month in your Marco’s Pizza auto insurance rates.
If you’re looking for a more affordable Marco’s Pizza auto insurance option, you can ask about a delivery driver add-on, which is available from companies like:
- Crump Property & Casualty
- Geico
- International Property & Casualty
- Progressive
- State Farm
- Sunderland Insurance
You can also compare rates from at least three companies to make sure you’re getting the best bang for your buck.
Case Studies: Auto Insurance Coverage for Marco’s Pizza Delivery Drivers
Case Study 1: Marco’s Pizza Delivery Driver Coverage
John is a delivery driver for Marco’s Pizza. He uses his personal vehicle for deliveries and wants to ensure he has the right auto insurance coverage. After researching his options, John decides to purchase a personal auto insurance policy and adds a delivery driver add-on to his coverage. This provides him with the necessary protection for his work as a delivery driver.
Case Study 2: Commercial Coverage for Marco’s Pizza Delivery
Sarah is also a Marco’s Pizza delivery driver, but she opts for a different approach. She decides to purchase a commercial auto insurance policy from a major insurer. This gives her comprehensive coverage specifically tailored for her role as a delivery driver. While it comes at a higher cost, Sarah values the additional protection it provides.
Case Study 3: Comparing Insurance Options for Marco’s Pizza Delivery
Michael, a new delivery driver for Marco’s Pizza, wants to find the most affordable insurance option. He compares quotes from different insurance companies and discovers that some offer a delivery driver add-on at a more competitive rate than others. Michael chooses the company that provides the best value for his insurance needs.
Marco’s Pizza Auto Insurance: The Bottom Line
Marco’s Pizza doesn’t sell or offer coverage to its delivery drivers. Instead, you’ll need to get your own coverage. The personal policy on your vehicle may not be sufficient. You should consider purchasing a commercial policy or a delivery driver add-on.
Now that you’ve read our Marco’s Pizza auto insurance review, use your ZIP code to compare rates for food delivery insurance from providers where you live.
Enter your ZIP code below to compare cheap insurance rates.
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Mary Martin
Published Legal Expert
Mary Martin has been a legal writer and editor for over 20 years, responsible for ensuring that content is straightforward, correct, and helpful for the consumer. In addition, she worked on writing monthly newsletter columns for media, lawyers, and consumers. Ms. Martin also has experience with internal staff and HR operations. Mary was employed for almost 30 years by the nationwide legal publi...
Published Legal Expert
Editorial Guidelines: We are a free online resource for anyone interested in learning more about legal topics and insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.