Mountain Laurel

Company Overview:

Company History: Mountain Laurel Assurance Company began as a Pennsylvania company in 1990 and changed its home state to Ohio in 2005. Mountain Laurel Assurance is a wholly owned subsidiary of Progressive Direct Holdings, Inc. which is a subsidiary of Progressive Corporation, a publicly traded holding company. Essentially all of Mountain Laurel’s business is private and commercial auto insurance. In 2005, 85% of direct premium writings came from Tennessee and the rest from Pennsylvania. The Progressive Direct Holdings is made up of Progressive Direct Insurance Company and several other property and casualty insurance companies of the Progressive Corp. fleet that sell primarily auto, motorcycle and recreational vehicle insurance through telephone and internet direct sales. In addition some independent insurance agents also write business for Progressive Direct. Historically, Progressive was known for writing non-standard private passenger auto insurance, but a shift in market strategy — including extensive advertising and direct sales — has changed the business mix in recent years so that preferred and standard risks now comprise the majority of its premium writings.
Principle Sales Methods: Mountain Laurel Assurance primarily sells auto, motorcycle and recreational vehicle insurance through telephone and internet direct sales. In addition some independent insurance agents also write business for Progressive Direct.

Auto Business: Mountain Laurel Assurance Company, a part of Progressive Direct, primarily sells auto, motorcycle and recreational vehicle insurance through telephone and internet direct sales. In addition some independent insurance agents also write business for Progressive Direct.