If ajewelry store opened2 credit cards without our permission, do we have a case that is worth pursuing?
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If ajewelry store opened2 credit cards without our permission, do we have a case that is worth pursuing?
We were looking at loose diamonds at a jewelry store and they said that they would like to run a credit check to see if we qualify for the financing that would be needed. They gave us a form where we gave some general info, but there were no disclosures listed and no mention signing up for a credit card. And aside from that we asked the representative “does the check do anything, or is it purely a credit check?” He then reassured us that it “doesn’t do anything, and doesn’t commit you to anything”. We found later that they had opened 2 credit cards for us, without our permission.
Asked on January 3, 2012 under Bankruptcy Law, Utah
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Good question. If the jewelry store opened up several credit card accounts for you without your permission but no unauthorized charges were made on the accounts, you can file a lawsuit about the situation, but you have no damages to complain about in terms of dollars and cents to be rewarded for as a matter of law.
As such, it would make no economic sense to file a lawsuit over the situation you are writing about. However, speaking with the jewelry store's manager or owner would seem proper to voice your displeasure over what happened.
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