Why would an auto insurer request information bout your family’s income regarding a car accident?
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Why would an auto insurer request information bout your family’s income regarding a car accident?
A year ago I was involved in an accident with another vehicle in Florida, and no fault was found. Our insurance company paid partially for a new vehicle for us, and paid the maximum amount for the other party’s medical needs (I have no information as to what they are, or how much they cost, only that the driver went to the hospital on his own after the accident). A year later, our insurance company forwarded documents from their lawyer asking our entire family to sign individual documents about our income. Our insurance company insists that this is most likely because the other party wants to know if we purchased a policy appropriate for our level of income, which is very, very low(both our income, and our policy). Is this likely?
Asked on October 12, 2012 under Accident Law, Florida
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
That is one possibility. Another is that the other party (if the docuuments are forwarded from the other party's attorney) is considering a lawsuit and trying to determine if it's worthwhile. Or if the documents are actually from--or will be reviewed by--your insurer, they might be trying to determine if you mistated something in your application for the policy, which may--even at this date--give them grounds to disclaim coverage.
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