If I had an accident while driving a rental truck for my company, is my personal insurance involved in anyway?
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If I had an accident while driving a rental truck for my company, is my personal insurance involved in anyway?
I was driving a rental truck while working for a company and hit a mirror on a parked car. The officer took my name and my company’s insurance info and the name and insurance info of the car owner.
Asked on June 11, 2012 under Accident Law, Illinois
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Your personal auto insurance should not be involved in this at all because you were driving a company truck for your employer. Since you are an employee, your employer is liable for the accident and the registered owner of the vehicle whose mirror was damaged should file a property damage claim with your company's insurance carrier.
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