Am I obligated for a charge for work that was never done?

Am I obligated for a charge for work that was never done?

I received what I thought to be an estimate for flooring 3 years ago. The store offered a no interest, no payment promotion through their credit company. I filled out the application and gave it to the rep who provided the “estimate” which according to the store was a sale. I called the sales rep the next day and asked him not to process my application (I did not want the credit inquiry because I was not going to use the company) and the rep said “ok” he would not process it. Months later I received a bill for the amount of the estimate. It is now in collections.

Asked on July 30, 2012 under Bankruptcy Law, Maryland

Answers:

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