As a parent am I responsible for liability above my sons’ policy if he has his own policy and title to his own car?
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As a parent am I responsible for liability above my sons’ policy if he has his own policy and title to his own car?
Asked on August 8, 2014 under Accident Law, New York
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 10 years ago | Contributor
If he is a minor, you might be responsible: as a general matter, parents are liable for the debts or damages of their minor children. If he is an adult, you would only be liable if he happened to be driving your car, with your permission, when he had the accident, and that would not be because you are a parent, but because a vehicle's owner is generally responsible for the damages caused by people whom he/she let drive his/her car.
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