What is a hardship discharge in a Chapter 13 bankruptcy?
A Chapter 13 hardship discharge is when the bankruptcy court decides to end your bankruptcy and approve a discharge earlier than was originally scheduled.
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Cosigner’s Responsibility on an Unpaid Student Loan
As a co-signer on a student loan, you promise to pay the debt yourself if the borrower defaults. If the creditor has attempted to collect from the student and failed, late fees and collection costs are also passed on to you, in addition to the original debt amount.
→ Read MoreDoes a personal bankruptcy affect ownership interest in a small business?
A personal bankruptcy affects an ownership interest in a small business; though the way it affects that interest depends on the way the business is set up and also on the type of personal bankruptcy filed.
→ Read MoreHow does filing bankruptcy affect a co-signer?
How bankruptcy will affect a co-signer will depend on the type of bankruptcy you file and the nature of the debt.
→ Read MoreHow does bankruptcy affect a joint account holder?
Bankruptcy effects on a joint account holder will depend on the type of account and the bankruptcy laws in your state. If the account is a savings, checking, or other similar type of account, a joint account holder could be affected.
→ Read MoreCan I pay some debts outside of bankruptcy?
Paying debts out of bankruptcy is generally inadvisable. Some payments that are paid before bankruptcy is filed can cause trouble and trustees have the right to ask the creditor for the money back. Making payments outside of bankruptcy can also mean making payments directly to creditors rather than through the trustee.
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