Can a collection agency that haspurchased a closed account from another agency, collect on it?
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Can a collection agency that haspurchased a closed account from another agency, collect on it?
A collection agency had called me several times asking me about paying off this debt. I had already been sued by the first collection agency 7 years ago. They had a sheriff’s sale and the was account close. I have not heard or had any correspondence from the first collections agency since then. This matter was handled and closed. What should I do?
Asked on July 22, 2011 Pennsylvania
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 13 years ago | Contributor
When there was a sheriff's sale resulting from the lawsuit by the first collection aganecy, were items belonging to you actually sold to pay off any judgment? If so, did you receive a satisfaction of judgment regarding the sheriff's sale? If you did, was it a partial of full satisfaction of judgment?
If there is a satisfaction issued about the judgment against you by the prior collection agency and it is a full satisfaction of judgment, then the new collection agency legally cannot pursue you for the same judgment/obligation that has been satisfied in full.
Perhaps consulting with a debt collection attorney will help you on this matter further. You might also contact the first collection agency for all prior paper work they have on your matter.
Good luck.
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