Can a credit card company put a lien on a primary residence for non-payment?

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Can a credit card company put a lien on a primary residence for non-payment?

Asked on July 2, 2013 under Bankruptcy Law, New Jersey

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 11 years ago | Contributor

Yes. If the credit card agreement allows them to do this without getting a judgment first, they could do that; more typically, they would have to go to court, win, and get a judgment against you; but in either even, a primary residence may end up being liened for failure to pay a debt.


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