can i cancel my employers medical insurance coverage at any time in the state of maryland?
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can i cancel my employers medical insurance coverage at any time in the state of maryland?
Asked on May 18, 2009 under Employment Labor Law, Maryland
Answers:
MD, Member, California Bar / FreeAdvice Contributing Attorney
Answered 15 years ago | Contributor
Not sure I understand the background, but usually the trouble is enrollment periods not cancellation periods. Does your employer pay it all as part of your salary/benefits package? Do you contribute out of your salary a certain sum per pay period?
Do you have another source of medical insurance, like through a spouse?
In terms of cancellation, check the following so you won't be caught with extra fees or medical bills you incurred but due to cancellation will not be covered:
1. Your cancellation/termination clause in your medical insurance contract; and
2. The Maryland Insurance Administration.
http://www.mdinsurance.state.md.us/sa/jsp/consumer/FileComplaint.jsp
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