Can I legally keep insurance money if I sell my house with hurricane damage?

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Can I legally keep insurance money if I sell my house with hurricane damage?

If the buyer wants my house as is.
Can I keep the insurance money.

Asked on November 12, 2018 under Real Estate Law, Florida

Answers:

SJZ, Member, New York Bar / FreeAdvice Contributing Attorney

Answered 6 years ago | Contributor

If the insurer simply cut a check to you the loss, then yes--you can keep the money. You'd only have to use it for repairs if either you entered into a written contract or agreement with the insurer to use it for certain purposes, or the check is made out to a contractor.


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