Can the mortgage company repossess my house even though I am only behind on the payments by 2 months?

Can the mortgage company repossess my house even though I am only behind on the payments by 2 months?

I have talk to the company again today and they said if I do not send the 2 payments by the 29, they will start the repossession process. They want me to send them the house notes from our income tax return. I told them my husband is going to buy a truck with it so he can get away from the job he is currently working at. I am sending them one full payment from his paycheck on Friday or Saturday. However they still want both payments by the 29th. Also, I have been behind on payments for the most part since we bought the house. Does that factor in?

Asked on February 23, 2012 under Bankruptcy Law, Louisiana

Answers:

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