If I were to get my driver’s license and didn’t plan on driving until I buy a car, do I still have to have auto insurance?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
If I were to get my driver’s license and didn’t plan on driving until I buy a car, do I still have to have auto insurance?
Asked on August 23, 2019 under Insurance Law, Nebraska
Answers:
M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney
Answered 5 years ago | Contributor
Auto insurance is for just that, the insuring of the vehicle. Since there is no such vehicle at this point, insurance is not needed. Merely obtaining the right to drive (i.e. having a license) does not impart the obigation to insure.
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 5 years ago | Contributor
No, you would not need insurance: cars are insured, not drivers. Not having insurance, which often provides protection when even driving another's car or a rental car, you would be more vulnerable if you drove a friend's car, a rental, etc., but you are not required to get insurance until you have a car to insure.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.