Does health insurnace have a 30-day coverage period, if I stop making the payments.
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Does health insurnace have a 30-day coverage period, if I stop making the payments.
I am currently on Cobra and plan to switch group coverage July 1st. If I don’t make the Cobra payment on June 1st, will I continue to be covered for the 30-day period?
Asked on May 31, 2009 under Insurance Law, Pennsylvania
Answers:
B. B., Member, New Jersey Bar / FreeAdvice Contributing Attorney
Answered 15 years ago | Contributor
No! COBRA coverage is extremely date-sensitive. To maintain your coverage, you must pay the premium, and you must pay it on time. Letting your coverage lapse could be a very bad idea, especially if you have any pre-existing conditions.
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