What is my right of entry into home in foreclosureafter the bank changed locks?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What is my right of entry into home in foreclosureafter the bank changed locks?
My investment property is under foreclosure and the bank changed the locks but the foreclosure hasn’t been completed. Am I able to enter the home to do repairs so that I can claim an insurance check that my mortgage company is holding?
Asked on February 14, 2012 under Real Estate Law, Indiana
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
If the home has not been foreclosed on yet--that is, the foreclosure has not been completed--then you are still the owner; you are the owner until title is transferred to the bank at the conclusion of a successful foreclosure action. The bank should not be able to change the locks and keep you out until then. You should be able to gain access to the home if you bring a legal action seeking a court order (injunction) granting you access.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.