If I’m starting a natural food products company that sells local homemade goods, do I need insurance to cover myself in case of dissatisfaction or will having consumers sign a disclaimer upon purchase suffice?
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If I’m starting a natural food products company that sells local homemade goods, do I need insurance to cover myself in case of dissatisfaction or will having consumers sign a disclaimer upon purchase suffice?
Asked on January 30, 2013 under Business Law, Pennsylvania
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
No, you need to get insurance. It is never a good idea to start a business and not be insured. You need product liability insurance and you need to check your local health laws about making "homemade" food in a place that complies with the health laws (which is probably not your kitchen). Good luck.
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