If I have a bank account with another person who does not use the account at all but they have a debt, can the account be garnished?
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If I have a bank account with another person who does not use the account at all but they have a debt, can the account be garnished?
I have a bank account with another person who does not use the account at all. I use it for my Social Security and payroll to be deposited. I recently received a notice from the bank that they are taking money from the account to pay a debt for the other person. None of the money is his. Can they do that?
Asked on August 30, 2012 under Bankruptcy Law, Florida
Answers:
Catherine Blackburn / Blackburn Law Firm
Answered 12 years ago | Contributor
The answer to your question is probably, yes. If the other person is named on your account, then he is an owner of the account. This is a hazard of placing other people on a bank account for convenience.
I am not a debt collections attorney and know very little about garnishment. I would ask the branch manager of the bank what he or she suggests. If that does not help, I suggest you contact a collections attorney immediately for advice.
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