What can I do if I may have committed insurance fraud and then had an accident?

What can I do if I may have committed insurance fraud and then had an accident?

I have been living in my current state for 3 years now but have an out-of-state driver’s license. Also, I drive a car that is registered in the state in which my license was issued; it is officially my mother’s car. I got into a fender-bender and my mother and I are getting sued through my insurance company for medical claims. I was appointed an attorney through my insurance company and she told me that I should have insurance through my state of residence. Is this true if the car is under my mother’s name? Someone else told me that I should at least tell the insurance company where the car resides. Is this true? Did I commit insurance fraud and, if so, what will happen? Will my insurance refuse to cover for the case?

Asked on October 30, 2013 under Accident Law, New York

Answers:

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