What to do about harrassment by a debt collector?
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What to do about harrassment by a debt collector?
I have been receiving calls from a company claiming to be a law firm, they are trying to collect a debt from 3 years ago, which I am not even sure is mine. I have asked them to send paperwork supporting their claim and they will not. They started calling my mother and harrassing her, they told her that I stole her SSN and info and took out a loan, which is crazy. I don’t even know my mother’s SSN. They told her yesterday that she could pay $400 or they would come to her house and arrest both me and her. I called this place and they told me I owe $1000 but they will settle for $582 or they will put a warrant out for my arrest. I was unaware that even if this is in fact my debt, that you could be arrested for non-payment.
Asked on September 7, 2012 under Bankruptcy Law, Alabama
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
What you are being subjected to is illegal and unfair debt collection practices under state and federal laws. Do not give any documentation or information that you have to the person or persons calling you from this debt collection company.
Rather, your option is to contact an attorney who practices in the area of consumer law to send a cease and desist letter against this company demanding no further contact with you. If the cease and desist letter is violated, then this attorney can advise you of your legal options.
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