I have liability insurance, but a drunk hit me that didn’t have any
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
I have liability insurance, but a drunk hit me that didn’t have any
My car was parked, i only have liability insurance, a drunk driver hit my car and totaled it. He had no insurance, will and should my insurance company cover that
Asked on May 12, 2009 under Accident Law, Idaho
Answers:
L.M., Member, California Bar / FreeAdvice Contributing Attorney
Answered 15 years ago | Contributor
If you have no collision coverage on your policy and the other driver has no insurance, you can try getting the money directly from the driver. My guess is that if he's uninsured, he can't afford to pay you for the damages to your vehicle, but you can always try suing him in small claims court. You might get a judgment, but I'm guessing you would have a difficult time collecting on it.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.