If I hit my neighbor’s car while backing out and was driving my roommate’s car but I don’t have any insurance or license, what are my options?
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If I hit my neighbor’s car while backing out and was driving my roommate’s car but I don’t have any insurance or license, what are my options?
I’m in the process of buying the car from her. Can I pay for damages out-of-pocket without involving my roommate’s insurance?
Asked on February 17, 2013 under Criminal Law, Virginia
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
Although you can pay for the damages out-of-pocket to resolve the matter with the neighbor if that is what you want to do, you don't have to do that because your roommate is liable for the accident since she is the registered owner of the vehicle you were driving. I understand that you don't want to involve the roommate's insurance company.
If there had been a police report, you would have been charged for driving without a license.
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