What to do if I was rear-ended sitting at the crossing guard while taking my 9 year old daughter school?

What to do if I was rear-ended sitting at the crossing guard while taking my 9 year old daughter school?

We were in my full-size truck with my enclosed work trailer in tow. The lady who hit us claims full responsibility but her insurance company is only offering $300 to fix my truck ,which now has both frame rails bent, and $1,200 for my trailer which they are calling a total loss. They know that I cannot replace it for that but say I should just take it and put it in my sock drawer. I am the only person who brings money in our home; my wife stays at home with our 2 children without the trailer we have no means of income. What do we do?

Asked on February 14, 2013 under Accident Law, North Carolina

Answers:

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