If I was scamed and my bank is holding me responsible for the debt, is anything at all I can do?
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If I was scamed and my bank is holding me responsible for the debt, is anything at all I can do?
Asked on November 15, 2010 under Bankruptcy Law, Indiana
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 14 years ago | Contributor
You need to go after the party that scammed you and did whatever it did with regard to your bank account. If you signed agreements allowing parties to withdraw funds from your account then the bank has really every right to proceed as you have authorized their actions. So now you have to act differently. First, if you did authorize an automatic withdrawl of some kind make sure that you stop it by writing to whomever you signed up with an terminating the agreement. Then go and see the bank about what can be done. You may have to close out the account and open a new one. But tell them that the agreement was terminated. Then you have to go after the scammers. Start with you State Attorney General's office. Good luck.
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