If your spouse should die, are you responsible for credit cards debts that’s in their name only?
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If your spouse should die, are you responsible for credit cards debts that’s in their name only?
What should you do if your spouse’s information is sent to collections and they are demanding that you pay the balance?
Asked on May 28, 2015 under Bankruptcy Law, Illinois
Answers:
M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney
Answered 9 years ago | Contributor
I am so sorry for your loss. If you are not a co signatory on the account (you did not sign the priginal credit crd agreement) then you have no obligation to pay the creditor, even if you were an additional card holder. His estate - if there is any - would be responsible. Good luck.
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