If I were to dispute a charge on my credit report, will the company have to provide proof they sent me a bill?

If I were to dispute a charge on my credit report, will the company have to provide proof they sent me a bill?

I moved out of my old apartment knowing I owed money. They would call for a payment but never provide a statement of how much I owe, so I wasn’t going to pay until I received one. I asked numerous times. They sent it to collections. I’m still not sure the amount is accurate and have no proof I even owe it. Can I dispute this? What can I do?

Asked on February 22, 2012 under Bankruptcy Law, Mississippi

Answers:

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