If someone has written off or charged off a debt that is listed on my credit report, can they then garnish my wages for that debt?

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If someone has written off or charged off a debt that is listed on my credit report, can they then garnish my wages for that debt?

Asked on December 3, 2012 under Bankruptcy Law, West Virginia

Answers:

eric redman / Redman Ludwig, P.C.

Answered 11 years ago | Contributor

writing off the debt does not mean the debt is forgiven.  yoiu still owe it and they can file suit etc to colect it within the applicable time limits-  usually 6 or 10 years


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