If someone hit and totaled my car and my car insurance was expired but the at-fault driver was insured, will their insurer pay for a rental vehicle and damages to my car?
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If someone hit and totaled my car and my car insurance was expired but the at-fault driver was insured, will their insurer pay for a rental vehicle and damages to my car?
Asked on May 22, 2013 under Accident Law, New Jersey
Answers:
S.L,. Member, California Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
The at-fault party is liable for the property damage to your car and their insurance will pay for the property damage. Their insurance carrier should also pay for a rental car.
The fact that you did not have insurance is NOT an issue in obtaining monetary compensation because you were not at fault in the accident.
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