Long Term Care Premium Payments, Grace Periods
Long term care insurance policies have grace periods for paying your premiums.
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What Is Not Covered under Long-Term Insurance?
The provisions in the sample long term care insurance policy clearly state the specific conditions under which benefits will not be paid. Most policies contain provisions similar to those outlined in this article. Click for more.
→ Read MoreLong Term Care Extension of Benefits
The extension of benefits provision under your long term care insurance policy is really nothing more than the normal benefits that would be available to you if you were paying the premium.
→ Read MoreInternational Long Term Care Coverage
The international coverage provisions, such as eligibility, per diem, elimination period, and lifetime benefit under your long term care insurance policy are discussed.
→ Read MoreRespite Care Benefits
The Schedule of Benefits on your long term care insurance policy will show separate maximum daily benefit amounts for respite care, which can be provided in many different settings.
→ Read MoreHome Care and Community Care Benefits
The Schedule of Benefits on your long term care insurance policy will show separate maximum daily benefit amounts for home care and community care.
→ Read MoreEligibility For Payment of Long Term Care Insurance Benefits
Eligibility for payment of long term care insurance benefits depends on how specific terms are defined within the policy, such as chronically ill, severe cognitive impairment, and substantial supervision.
→ Read MoreCritical Question: Should I Invest in Long Term Care Insurance or Look at Other Investments?
Article deals with questions as to whether it is better to invest your money in other areas rather than to buy long term care insurance.
→ Read MoreThe Application Process and Underwriting of an Individual Long Term Care Policy
State insurance laws require that all individual policies (life, health, long term care) be fully and medically underwritten. Your company must make a serious attempt to determine an insurance risk before it issues a long term care policy.
→ Read MoreWill Your Health Affect Your Ability To Buy A Long Term Care Insurance Policy?
Insurance companies that sell long term care insurance medically underwrite their policies before they are issued. They take a close look at your current health and your health history before they decide to issue you a policy.
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