Options for Paying Your Long Term Care Insurance Policy Premium
There are two primary ways in which you may pay your long term care insurance policy premiums: the continuous payment option and the limited payment option.
→ Read MoreLong Term Care
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The Best & Worst of Long Term Care Insurance Companies
Long term care insurance providers have recently been the subject of lawsuits for denying legitimate long term care insurance claims.
→ Read MoreHow to Take Action When Your Long Term Care Claim Has Been Denied
When your long term insurance claim has been denied, here is what to do.
→ Read MoreLet A Long Term Care Insurance Attorney Fight for You
If you purchased long term insurance coverage and your claim has been denied, having an attorney who understands long term care insurance can make all the difference in collecting on a claim.
→ Read MoreFiling a Long Term Insurance Claim: It’s in the Details
Filing a long term care insurance claim must be done in the manner stated in the long term care insurance policy. Do not rely on directions from your agent on how to file a long term claim insurance.
→ Read MoreSample Cover Page for Long Term Care Insurance Policy
The sample wording for the cover page of a long term care insurance policy is discussed.
→ Read MoreLong Term Care Insurance Policy Schedule of Benefits
The following is a typical Schedule of Benefits page for a long term care insurance policy.
→ Read MoreElimination Period
The elimination period in a long term care insurance policy is like a waiting period or a deductible period in your typical health insurance policy. You are responsible for paying all your long term care costs that are subject to the elimination period.
→ Read MoreLong Term Care Insurance Waiting and Benefit Periods – Which Are Best For You?
Waiting and benefit periods are part of every long term care insurance policy. Consumers can save money buy choosing the periods that make sense in their own situation.
→ Read MoreTarget Markets For Long Term Care Insurance
Insurers target their marketing of long term care insurance to people based upon fear or risk. Policies are not only sold to people for their own use, but also to their family members who fear that extended care will fall on their shoulders.
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