Long Term Care Premium Payments, Grace Periods
Long term care insurance policies have grace periods for paying your premiums.
→ Read MoreSample Long-Term Care Policy and Provisions
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Waiver of Premiums and Reinstatement of Long Term Care Policy and Cognitive Impairment
Payment of your premium under a long term care insurance policy is waived as long as you remain eligible for benefits. If your policy lapses, it may be reinstated.
→ Read MoreLong Term Care Claims: Notice, Forms, Proof
This article discusses the filing of a long term insurance claim, forms, and proof.
→ Read MoreLong Term Care POLICY RIDERS: Inflation Protection
By paying an additional premium, you can purchase an inflation protection rider on your long term care insurance policy.
→ Read MorePolicy Riders: Lapse Rider, Contingent Benefits and Contingent Nonforfeiture Coverage
The purpose of a lapse rider on your long term care insurance policy is to provide you with options if the policy premium is increased on a class basis to such an extent that you may find it difficult to continue pay the premium and keep the long term car
→ Read MoreLong Term Care Policy Riders: Paid Up Premiums
An expensive rider to your long term care insurance policy is one where you don’t have to pay any more premiums on the policy after the later of your 65th birthday or ten years after the effective date of your policy coverage.
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