Is a notation in the memo line of check legally binding?
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Is a notation in the memo line of check legally binding?
Asked on June 15, 2015 under Bankruptcy Law, Georgia
Answers:
M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney
Answered 9 years ago | Contributor
No, it's not. There is a common misconception that the memo line on a check has legal force. The fact is that it doesn't; this line for informational purposes only. While it helps to identify the reason that a check was written, it does not bind the recipient. If it was that easy to alter the terms of a payment, everyone would be doing it. Think about it, not every check can be that closely monitored for such notations, it would tie up commerce.
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