What is my recourse regarding a life insurance beneficiary?
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What is my recourse regarding a life insurance beneficiary?
My mother was a major stroke patient. She had me apointed as power of attorney in all her affairs. I’m her only child and she never remarried. She has recently passed away. She was able to only tell me about a recent policy that needed to be changed but couldn’t remember the other life insurance policy. Some how her ex-boyfriend was named as beneficiary on a policy that was meant to go to me. He sat and let my mom have 3 strokes in 1 day before he finally got her some help. What can I do about getting back what was truly meant to go to me?
Asked on December 13, 2017 under Insurance Law, California
Answers:
M.D., Member, California and New York Bar / FreeAdvice Contributing Attorney
Answered 7 years ago | Contributor
Unfortunately, you really have no recourse here, unless you can prove that your mother's boyfriend used undue influence of some sort or in some other way coherced or ticked her into naming him as the beneficiary of the policy. Absent that, a child has no automatic right to be listed as the beneficiary of a parent's life insuance policy.
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