If my car was totalled because a person without a valid license ran a stop sign and hit me, what do I do?

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If my car was totalled because a person without a valid license ran a stop sign and hit me, what do I do?

Now her insurance company is refusing to pay for anything.

Asked on March 27, 2012 under Accident Law, Florida

Answers:

Richard Southard / Law Office of Richard Southard

Answered 12 years ago | Contributor

It's usually the car that is insured not the driver.  You may also have a claim against your own insurance policy if you have supplemental uninsured motorist coverage.  There are reporting requirements and time limits so contact your insurance company as sson as possible


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