Is it legal if my company sponsored health insurer is requiring a physical exam/medical information be submitted in order to receive an insurance discount?
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Is it legal if my company sponsored health insurer is requiring a physical exam/medical information be submitted in order to receive an insurance discount?
Asked on March 24, 2013 under Insurance Law, Indiana
Answers:
B.H.F., Member, Texas State Bar / FreeAdvice Contributing Attorney
Answered 11 years ago | Contributor
It is legal and is becoming more common as an incentive tool to get employees to have an annual "wellness exam." The theory is that if people go for their annual exams, that many conditions will be detected early, thus making intervention cheaper and more effective.
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