What is myliability if my daughter was involved in an auo accident and my name is on the title as “or” and she is on my insurance?.

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What is myliability if my daughter was involved in an auo accident and my name is on the title as “or” and she is on my insurance?.

We have comprehensive, collision and PIP but no bodily injury. I have just received a financial affidavit from the other person’s attorney, along with 15 days to respond. What am I required to fill out? Also, to what point can they go after us.

Asked on July 1, 2014 under Accident Law, Florida

Answers:

M.T.G., Member, New York Bar / FreeAdvice Contributing Attorney

Answered 10 years ago | Contributor

While you may not have coverage for the bodily injury claim, please make sure that you contact your insurance company and advise them of the accident.  And see if they will defend - if not indemnify - you in the claim.  You need an attorney. If your daughter is under your policy and lives in your house you have exposure in the suit. The problem you have is that the law in the State of Florida makes you responsible for injuries and aggravations caused by the accident. Get help.  Good luck.


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