What to do if my estranged child left the US years ago with no plans of returning and abandonwd a student loan debt?
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What to do if my estranged child left the US years ago with no plans of returning and abandonwd a student loan debt?
My estranged child left the US approximately 2 years ago, with no (current) plans of returning, abandoning roughly 15K in outstanding student loan debt. Our phone has rung off the hook continually for the last year. I have infrequent contact with this child and always recommend resolving but have concluded it’s a lost cause. Will this ever go away and what is the exposure long-term? Is there any statute of limitations so I might start answering my phone again? I don’t even bother at this point as it’s not my obligation and I’m tired of dealing with it. I am not a co-signer.
Asked on July 28, 2012 under Bankruptcy Law, Minnesota
Answers:
FreeAdvice Contributing Attorney / FreeAdvice Contributing Attorney
Answered 12 years ago | Contributor
Since you are not the co-signer of the student loan of your estranged child but are tired of the calls from debt collection companies for unpaid money, you have the following options:
1. tell and write the debt collection representative to not call you any more. Keep a copy of the letter for future use and need.
2. change your telephone number.
The statute if limitations for breach of a written contract ordinarily is four (4) years from the date of the breach.
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