What are my rights if my health insurer is changing my prescription coverage in the middle of the term?
Get Legal Help Today
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
What are my rights if my health insurer is changing my prescription coverage in the middle of the term?
They have “renegotiated” their policy forcing me and my doctor to provide extra information that may embarress me and inconvenience him at a cost that I might have to bear. This seems like a breach of contract. What can I do? I’m sure that I’m not the only person in my position.
Asked on December 31, 2014 under Insurance Law, California
Answers:
SJZ, Member, New York Bar / FreeAdvice Contributing Attorney
Answered 9 years ago | Contributor
Unfortunately, they are allowed to do this: your policy does not guaranty you an absence of embarassment, or your doctor a lack of inconvenience, or that the arrangements between doctors and insurer (or even which doctors are in your network or plan) will not change. This is the unfortunate reality of our health insurance/care system.
IMPORTANT NOTICE: The Answer(s) provided above are for general information only. The attorney providing the answer was not serving as the attorney for the person submitting the question or in any attorney-client relationship with such person. Laws may vary from state to state, and sometimes change. Tiny variations in the facts, or a fact not set forth in a question, often can change a legal outcome or an attorney's conclusion. Although AttorneyPages.com has verified the attorney was admitted to practice law in at least one jurisdiction, he or she may not be authorized to practice law in the jurisdiction referred to in the question, nor is he or she necessarily experienced in the area of the law involved. Unlike the information in the Answer(s) above, upon which you should NOT rely, for personal advice you can rely upon we suggest you retain an attorney to represent you.