If loans are discharged in bankruptcy, can a debtor still be held liable for paying them off?

If loans are discharged in bankruptcy, can a debtor still be held liable for paying them off?

My husband and I went through Chapter 7 about 2 years ago. Everything went through fine and our case was closed. We had 3 loans with a local credit union, a visa, and 2 car loans. We surrendered 1 car and the visa was dismissed in the bankruptcy. We recently paid off the final car loan and were waiting for the title; I called today because I had not received it. I was told that they would not release the title and that a lien was on the vehicle until the other 2 loans were paid in full. Can they do that? Both the loans they are referring to were dismissed in the bankruptcy.

Asked on April 7, 2014 under Bankruptcy Law, Idaho

Answers:

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